ICICI Pru Signature Secure

Q: Is my money guaranteed?

Yes. The plan offers a Guaranteed Maturity Benefit. This means your principal is fully protected, you will receive at least the GMB. The maturity benefit will be higher of: Fund Value or Guaranteed Maturity Benefit.

IN ULIPS, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year

In a world of market uncertainty, sometimes the smartest investment is one that guarantees you never lose. ICICI Pru Signature Secure is a Single Pay Non-Participating Linked Life Individual Savings Insurance Plan an that offers a guaranteed maturity benefit¹- giving you the certainty of a fixed return combined with the added benefit of life cover³. With a simple one-time premium and a 5-year policy term, it takes the guesswork out of investing.

What makes Signature Secure truly stand apart is its clean, transparent structure. There are no premium allocation² charges and no policy administration² charges. And with a low fund management charge, you keep more of what you earn.

Whether you are looking to preserve wealth, protect your family, or plan for a near-term financial goal, ICICI Pru Signature Secure is built to deliver with simplicity and transparency.

5 BENEFITS OF ICICI PRU SIGNATURE SECURE

Guaranteed Capital protection

Get guaranteed maturity benefit¹ of 140%⁴ of the single premium paid and secure your money.

Opportunity to grow your money

Your money is invested into a fund and gives you the opportunity to grow your corpus.

Low-cost product

Zero premium allocation² charge & policy administration² charge

Low FMC

Only 0.75% fund management charge

Simple plan

Single pay and 5-year policy term

Boundary Conditions

Premium Payment option	Policy term (in years)	Minimum Premium	Minimum/ Maximum age at entry (in years)	Minimum/ Maximum age at maturity (in years)
Single pay	5	₹1,00,000	13 to 70	18 to 75

Min/Max sum assured:

Age	Minimum Sum Assured	Maximum Sum Assured
Age 13 to 49	1.25X	10X
Age 50	1.1X	10X
Age 51 to 70	1.1X	1.1X

Illustration

Mr. Akshat, a 45-year-old customer, is looking for one-time investment in a plan that can potentially provide tax-efficient returns along with life cover throughout the policy term. ICICI Pru Signature Secure provides the perfect solution for his needs.
Akshat decides to pay ₹ 10,00,000 as one-time investment. On Akshat’s survival till policy maturity, he will get a lump sum corpus as the Maturity Benefit. Maturity Benefit payable shall be the highest of:

Guaranteed Maturity Benefit (GMB); or
Fund Value at Maturity

FAQs

1. Is my money guaranteed?

Yes. The plan offers a Guaranteed Maturity Benefit¹. This means your principal is fully protected, you will receive at least the GMB. The maturity benefit will be higher of: Fund Value or Guaranteed Maturity Benefit¹.

2. What is the life cover³ that I receive?

You can choose whether you want a 10x life cover or a 1.25X/1.10X life cover. The chosen life cover will determine your Guaranteed Maturity Benefit.

3. Is this plan suitable for me?

This plan is ideal for investors who want capital protection with a fixed return, and a tax-efficient structure in a simple 5-year commitment. It is particularly well-suited for conservative investors looking for a smarter alternative to fixed instruments.

PERFORMANCE OF FUNDS^`

Fund Name (As on )	Returns (p.a.)						Returns (p.a.)	Inception Date
Fund Name (As on )	1 Year	2 Year	3 Year	4 Year	5 Year	Since Inception		Inception Date

Please note: NA: Fund has not completed the stipulated time period

Past performance is not indicative of future performance.

Check Returns

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Disclaimers

¹Guaranteed Benefits will be payable on survival of the Life Assured till the date of maturity and will be either 140% or 100% of the premium paid depending on the sum assured chosen.

²There are no premium allocation and policy administration charges in this product.

³Life cover is the benefit payable on the death of the Life Assured during the policy term.

⁴This benefit will be payable on survival of the Life Assured till the date of maturity and is applicable when sum assured chosen is 1.25 times or 1.1 times the single premium, where guaranteed maturity benefit (GMB) is calculated as 140% of premium paid.

Fund name	SFIN
Maximiser Fund V	ULIF 114 15/03/11 LMaximis5 105
Multi cap Growth Fund	ULIF 085 24/11/09 LMCapGro 105
Opportunities Fund	ULIF 086 24/11/09 LOpport 105
Bluechip Fund	ULIF 087 24/11/09 LBluChip 105
Multi cap Balanced Fund	ULIF 088 24/11/09 LMCapBal 105
Income Fund	ULIF 089 24/11/09 LIncome 105
Money Market Fund	ULIF 090 24/11/09 LMoneyMkt 105
Maximise India Fund	ULIF 136 11/20/14 MIF 105
Active Asset Allocation Balanced Fund	ULIF 138 15/02/17 AAABF 105
Value Enhancer Fund	ULIF 139 24/11/17 VEF 105
Secure Opportunities Fund	ULIF 140 24/11/17 SOF 105
Focus 50 fund	ULIF 142 04/02/19 FocusFifty 105
India Growth fund	ULIF 141 04/02/19 IndiaGrwth 105
Balanced Advantage Fund	ULIF 144 03/06/21 BalanceAdv 105
Sustainable Equity Fund	ULIF 145 03/06/21 SustainEqu 105
Mid Cap Fund	ULIF 146 28/06/22 MidCapFund 105
Mid Cap Hybrid Growth Fund	ULIF 147 050123 MCHybrdGrt 105
Constant Maturity Fund	ULIF 148 050123 ConstntMat 105
Mid Cap Index Fund	ULIF 149 050723 McIndxFund 105
Mid Cap 150 Momentum 50 Index Fund	ULIF 151 180124 McMomentum 105
Multicap 50 25 25 Index Fund	ULIF 152 220224 MultiCapIF 105
MidSmall Cap 400 Index Fund	ULIF 153 150424 MidSmal400 105
MidSmallCap 400 Momentum Quality 100 Fund	ULIF 156 241024 MscMomQual 105
Smallcap 250 Momentum Ǫuality 100 Index Fund	ULIF 157 301224 SmcMomQual 105
India Consumption Fund	ULIF 158 170425 IndConsump 105
Nifty Alpha 50 Index Fund	ULIF 160 290725 AlphaIndIF 105
BSE 500 Enhanced Value 50 Index Fund	ULIF 161 091025 EnhancedVF 105
Sector Leaders Index Fund	ULIF 162 251125 SecLeaders 105
Dividend Leaders 50 Index Fund	ULIF 163 300126 DivLeaders 105
Smallcap 250 Index Fund	ULIF 164 270226 Smallcp250 105
BSE Enhanced Value 30 Index Fund	ULIF 165 210426 EnhancVF30 105

^* Regulations may restrict us from investing in all the stocks in line with their weights in the index from time to time. As a result, there could be a possible tracking error.

^# We may resort to hedging through Index/Stock Futures or Index/Stock options as permitted by IRDAI.

1) Linked insurance products are different from the traditional insurance products and are subject to the risk factors.

2) The premium paid in linked insurance policies are subject to investment risks associated with capital markets. The NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the Insured is responsible for his/her decisions.

3) ICICI Prudential Life Insurance Company Limited is only the name of the Life Insurance Company and ICICI Pru Protect N Gain Whole Life is only the name of the linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.

4) Please know the associated risks and the applicable charges, from your insurance agent or intermediary or policy document issued by the insurance company.

5) The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

ICICI Pru Signature Secure UIN:

ADVT : W/II/0473/2026-27

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