Choose from our host of convenient premium payment options

To continue receiving policy benefits, it is important that you pay your premium regularly and on time. We, at ICICI Prudential Life, have made this simple and hassle-free for you. Use any of these premium payment options, to make sure your family is always secured.

Net Banking

Pay your premium online through net banking. Click here to know the banks available for your premium payment.

Infinity

ICICI Bank account holders can pay their premiums through Infinity.

ICICI Prudential policyholders having an ICICI Bank account can avail the facility of Infinity for premium payment. For more information please visit www.icicibank.com or contact the nearest ICICI Bank Branch.

 

Single Online Account

 

ICICI Prudential policyholders can now link their policies to their ICICI Bank account. This will allow the customer to manage their policies through their Net Banking account. Customers can make a premium payment, check fund value and can perform e-transactions through their online bank account.

Bill Desk

Register on www.billdesk.com to make your renewal premium payments via net banking.

ICICI Prudential policyholders can make his/her renewal premium payment by visiting the Bill Desk site www.billdesk.com & can make payments through Net Banking. Customers need to register themselves at the BillDesk site [Register Now option] for receiving future ICICI Prudential electronic bill presentment and payments.

BillPay

Paying your premium has never been so easy. You can now make your insurance payments through your bank’s Internet banking or mobile banking app. Login to your net banking>> Click on pay bills>> Select insurance>> Select ICICI Prudential Life Insurance>> Enter policy details>> Make payment

Bharat Bill Payment Service

We are the first life insurer to onboard BBPS Platform
You can make payments through largely all banks website
Go to Bill Pay >> Select Insurance category>> Select ICICI Prudential life insurance
Enter policy details and make payment
Any mobile app enrolled with BBPS (iMobile, Gpay, PhonePe, BHIM etc.)
Select Insurance category>> Select ICICI Prudential life insurance
Enter policy details and make payment

NEFT/RTGS

Make an NEFT/RTGS transfer for paying your premium. Customers can login to their net banking account and pay via NEFT/RTGS. Details to be entered while making payments are as below:
Beneficiary Name: ICICI Prudential Life Insurance Company Limited
Beneficiary Bank: ICICI Bank
Bank Branch: CMS Branch, Mumbai
Beneficiary IFSC code: ICIC0000104
Bank Account Number: IPRUXXXXXXXX (where XXXXXXXX denotes your application/policy number)
Money2India

Unified Payments Interface

Premium payment through UPI is now simpler and faster!! Select UPI as payment option>> enter VPA address>> approve payment on your UPI app

Note: For making payment through your Google pay app please enter your valid Gpay VPA address. For e.g: Customer@okicici Pay Now

OR. Go to UPI app >> enter ipru.12345678@icici >> enter premium amount>> make payment
Dynamic VPA - ipru.@icici

Debit Card

Pay your premium online through your debit card. We accept payments through Visa, MasterCard and Rupay Pay Now

Paytm

Premium payment has never been so simple. Now we are available on Paytm. Simply log in to the app>> Select Insurance>>Select ICICI Prudential Insurance>> Enter policy details>>Make payment

Wallet

Pay your premium using your E-wallet. Simply login to your wallet>>Select Insurance>>Select ICICI Prudential Life Insurance>>Enter policy details>>Pay Premium.

Google Pay

Premium payment has never been so simple. Now we are available on Google Pay. Simply login to the app>> Select Insurance>>Select ICICI Prudential Insurance>> Enter policy details>>Make payment

ShopSe

Premium payment has never been so simple. Now you can make premium payments through ShopSe pre-approved instant EMI without signup. Simply login to Premium Payment Online - Pay Premium Online | ICICI Prulife>> Fill details>>At the payment page, Select EMI>> Click on + (plus) sign on the right-hand side of the screen and select ShopSe in the dropdown menu>>Make payment

Credit Card

Pay your premium online through your credit card. We accept payments through Visa, MasterCard, Maestro, Diners, Discover and American Express Pay Now

e-Collect

Now you can log on to your Bank Website and pay the renewal premium from your account using NEFT or RTGS facility.

Customers can log into their net banking account and pay via NEFT/RTGS or walk into their respective bank branch & fill in the NEFT/RTGS form to make a quick transfer from their bank account to ICICI Prudential Life's account. Mandatory details to be mentioned while making payment -
Beneficiary Name: ICICI Prudential Life Insurance Company Limited
Beneficiary Bank: ICICI Bank
Bank Branch: CMS Branch, Mumbai
Beneficiary IFSC code: ICIC0000104
Bank Account Number: IPRUXXXXXXXX (where XXXXXXXX denotes application/policy number) The bank account number to transfer the funds will be a combination of ‘IPRU’ and policy number/application number. 

Bank Website

ICICI Prudential policyholders can make payments through their bank Website through Net banking. You just need to ensure that ICICI Prudential Life is one of the enrolled partners for payment.

ICICI Prudential policyholders can make payments through their bank Website through the Net Banking Option. The customers just need to ensure that ICICI Prudential Life is one of the enrolled partners for payment under the same. Policyholders having ICICI Bank A/c can also link their policies on ICICI Bank Website for making premium payments. The link for the same is available under the personal login page of the individual bank account holders as My Life Insurance Policies. Click here to pay now by ICICI Bank personal login.

Amazon Pay

Premium payment has never been so simple. Now we are available on Amazon Pay. Simply login to the app>>Select Insurance>>Select ICICI Prudential Insurance>> Enter policy details>>Make payment

Phone Pe

Premium payment has never been so simple. Now we are available on Phone Pe. Simply login to the app>> Select Insurance>>Select ICICI Prudential Insurance>> Enter policy details>>Make payment

UPI 123 pay

Now pay premium online on call without internet, using UPI 123PAY.
Call on 080-45163888 using your registered mobile number or enter your registered mobile number if calling from a non-registered number. Then enter your date of birth in DDMMYYYY format. Then select the policy to know the payable premium. Review the premium and confirm to pay and authorise the payment using a UPI pin. It's easy, secure & instant! T&Cs apply.

**Transaction amount is capped to ₹ 5,000/- only. First time users need to setup UPI handle using debit card details.

Unified Payments Interface

UPI* is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. Now customers can opt for Standing Instruction on UPI and effectively set mandates on their policies for premium up to ₹ 2 lakh with minimal journey and one-step authorisation feature. The UPI AutoPay facility can be activated by customers themselves on their UPI application through an e-mandate thereby providing a safe, secure and instant premium mechanism.

* UPI stands for Unified Payments Interface

Direct Debit

The Direct Debit facility is another automated facility that enables you to set up auto debit instructions on your bank account for a regular debit of your premium amounts.

ICICI Prudential policyholders can pay the premium via Direct Debit facility by submitting the mandate form along with a cancelled Cheque at any ICICI Prudential Branches or handing it over to the advisor.
To avail of this facility, you have to submit the duly filled ECS/Direct Debit or NACH* along with a cancelled Cheque. On receipt of the same, the Direct Debit facility would be activated for your policy.
We offer you a direct debit preference date option wherein you can now choose a preferred direct debit date. Your bank account would be debited on this debit date provided instead of the premium due date.
You can submit this form at any of the ICICI Prudential branch offices, mail it to our communication address or hand it over to your advisor.
The Direct Debit facility is currently available to all account holders of Axis Bank, Allahabad Bank, Bank of India, Bank of Baroda, Citi Bank, Corporation Bank, Federal Bank, HDFC Bank, ICICI Bank, IndusInd Bank, IDBI Bank, Jammu & Kashmir Bank, Karnataka Bank, Kotak Mahindra Bank, Punjab National Bank, State Bank of India, State Bank of Indore, South Indian Bank, State Bank of Patiala, Union Bank of India, United Bank of India, and UCO Bank

*NACH stands for National Automated Clearing House form. It is an easier process for ECS registration.

Bank Website

ICICI Prudential policyholders can register his/her policy on their respective bank sites. The customers just need to ensure that ICICI Prudential Life is one of the enrolled partners for payment under the same. Customers can make payments through Net Banking. The policyholder has to register his/her policy on the Banker's site who will send the policies for verification through their registered payment aggregators (Bill Desk & Bill Junction) to ICICI Prudential Life Insurance Co. Ltd. After verifying the policies, ICICI Prudential Life Insurance Co. Ltd. will send acceptance to the Banker through their registered payment aggregators (Bill Desk & Bill Junction).

Electronic Clearing Services(ECS)

ECS is an automated facility that debits your premium from the bank account specified by you, on your premium due date.

ICICI Prudential policyholders can pay the premium via the ECS facility by submitting the mandate form along with a cancelled Cheque at any ICICI Prudential Branches or handing it over to the advisor. For a list of ECS locations please click here.
To avail of this facility, you have to submit the ECS or NACH* along with a cancelled Cheque (which helps us record the MICR code of your bank- see image). Once you submit this form, we can activate the ECS facility for your policy number.
We offer you an ECS preference date option wherein you can now choose a preferred ECS debit date. Your bank account would be debited on this debit date provided instead of the premium due date.

You can submit this form at any of the ICICI Prudential branch offices, mail it to our communication address or hand it over to your advisor.

*NACH stands for National Automated Clearing House form. It is an easier process for ECS registration.

 

Electronic Bill Payments

Customers can now register for auto debit through their bank website. Simply login to internet banking>> Go to manage Billers>> Select Insurance>>Select ICICI Prudential Life Insurance>> Enter policy details and register.
List of banks available

Credit Card SI

You can now sign up for an auto debit facility on your Credit Card.

Supported Card Brands: Visa and Mastercard

Benefits of Credit Card Standing Instruction: Real-time, Paperless, Timely payment, Enabling liquidity:

This facility is also available while making your premium payment. To enrol for Credit Card Standing Instruction, click here

** In case, the proposer/policyholder opts for premium payment through Credit Card**, the payment must be made only through Credit Card** issued in the name of such proposer/policyholder

Net Banking SI/E-mandate

More convenience for our customers now with Net Banking SI. Opt for Net Banking SI during new business applications and at renewals for premium up to ₹ 10 lakh.

Also, now enrol for mandate online, simply click here and enter details.

List of banks available

eNACH NACH

NACH is an automated facility that debits your premium from the bank account specified by you, on your premium due date.
Customers can pay the premium via the NACH facility by submitting the mandate form along with a cancelled Cheque at any ICICI Prudential Branches or handing it over to the advisor. To avail of this facility, you have to submit the ECS or NACH* along with a cancelled Cheque.
We offer you a debit preference date option wherein you can now choose a preferred debit date. Your bank account would be debited on this debit date provided instead of the premium due date.
You can submit this form at any of the ICICI Prudential branch offices, mail it to our communication address or hand it over to your advisor.
*NACH stands for National Automated Clearing House form.

Debit Card SI

You can now sign up for an auto debit facility on your bank account via debit card.

Supported Card Brands: Visa and Mastercard

Benefits of Debit Card Standing Instruction: Real-time, Paperless, Timely payment

This facility is also available while making your premium payment. To enrol for Debit Card Standing Instruction, click here

ICICI ATM Drop Box

Avail convenience of ICICI Bank ATM dropbox to pay premiums.

AXIS Bank Debit Card - ATM

AXIS Bank account holders can now pay premiums at any AXIS Bank ATM using their AXIS Bank debit card.

ICICI Prudential policyholders having AXIS Bank Debit Card** (non-third party) can avail of the facility of instant premium payment via Debit Card** at any registered AXIS Bank ATM centres under the Special Services option. Enjoy the hassle-free way of paying the premium. For a list of AXIS Bank ATM Debit Cards**, please click here
** In case, the proposer/policyholder opts for premium payment through Credit/Debit Card**, the payment must be made only through Credit/Debit Card** issued in the name of such proposer/policyholder.

ICICI Bank

ICICI Prudential policyholders can walk into any ICICI Bank Branches across India to avail the facility of premium payment via Cheque ((Local/Transfer) & Cash (only up to `49,999/-*). For a list of ICICI Bank Branches, please click here. Please make the cheque in favour of 'ICICI Prudential Life Insurance Co. Ltd. Policy No XXXX XXXX. 
* Premium payments are accepted in cash only up to `49,999/-.

Axis Bank

ICICI Prudential policyholders can walk into any AXIS Bank Branches across India to avail the facility of premium payment via Cheque ((Local/Transfer) & Cash (only up to `49,999/-*). For a list of AXIS Bank Branches, please click here. Please make the cheque in favour of 'ICICI Prudential Life Insurance Co. Ltd. Policy No XXXXXXXX. 
* Premium payments are accepted in cash only up to `49,999/-.

ICICI Prudential Life Insurance

Premium payment can be made at ICICI Prudential Life Insurance branches via

  • - Cheque/Demand Draft*
  • - Credit/Debit card at select locations.
     Click here to know the list of branches.

     

* Cheque/DD to be drawn in favour of 'ICICI Prudential Life Insurance Co. Ltd. Policy No XXXXXXXX. Kindly mention your name and contact number on the reverse side.

State Bank of India

ICICI Prudential policyholders can walk into any State Bank of India Branches across India to avail of the facility of premium payment via Cheque ((Local/Transfer) & Cash (only up to `49,999/-*). Please make the cheque in favour of 'ICICI Prudential Life Insurance Co. Ltd.’ Policy No XXXXXXXX.

*Premium payments are accepted in cash only up to `49,999/-.

Common Service Centre (CSC)

Now you can pay the renewal premium by cash at any Common Service Centre outlets across India.

ICICI Prudential policyholders can pay the renewal premium by cash (only up to `49,999/-*) at any Common Service Centre (CSC) outlets across India. Provide your policy number and pay your premium.

COMP/DOC/Nov/2021/2611/6981
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