UPI* is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. Now customers can opt for Standing Instruction on UPI and effectively set mandates on their policies for premium up to ₹ 2 lakh with minimal journey and one-step authorisation feature. The UPI AutoPay facility can be activated by customers themselves on their UPI application through an e-mandate thereby providing a safe, secure and instant premium mechanism.

* UPI stands for Unified Payments Interface

The Direct Debit facility is another automated facility that enables you to set up auto debit instructions on your bank account for a regular debit of your premium amounts.

ICICI Prudential policyholders can pay the premium via Direct Debit facility by submitting the mandate form along with a cancelled Cheque at any ICICI Prudential Branches or handing it over to the advisor.
To avail of this facility, you have to submit the duly filled ECS/Direct Debit or NACH* along with a cancelled Cheque. On receipt of the same, the Direct Debit facility would be activated for your policy.
We offer you a direct debit preference date option wherein you can now choose a preferred direct debit date. Your bank account would be debited on this debit date provided instead of the premium due date.
You can submit this form at any of the ICICI Prudential branch offices, mail it to our communication address or hand it over to your advisor.
The Direct Debit facility is currently available to all account holders of Axis Bank, Allahabad Bank, Bank of India, Bank of Baroda, Citi Bank, Corporation Bank, Federal Bank, HDFC Bank, ICICI Bank, IndusInd Bank, IDBI Bank, Jammu & Kashmir Bank, Karnataka Bank, Kotak Mahindra Bank, Punjab National Bank, State Bank of India, State Bank of Indore, South Indian Bank, State Bank of Patiala, Union Bank of India, United Bank of India, and UCO Bank

*NACH stands for National Automated Clearing House form. It is an easier process for ECS registration.

AXIS Bank account holders can now pay premiums at any AXIS Bank ATM using their AXIS Bank debit card.

ICICI Prudential policyholders having AXIS Bank Debit Card** (non-third party) can avail of the facility of instant premium payment via Debit Card** at any registered AXIS Bank ATM centres under the Special Services option. Enjoy the hassle-free way of paying the premium. For a list of AXIS Bank ATM Debit Cards**, please click here. 
** In case, the proposer/policyholder opts for premium payment through Credit/Debit Card**, the payment must be made only through Credit/Debit Card** issued in the name of such proposer/policyholder.