Central KYC Registry is a centralized repository of KYC records. Once the KYC documents are submitted by an individual, they are registered in the repository with a unique CYKC number. The CYKC number can be quoted instead of submitting physical KYC documents for any financial transaction. The CYKC repository can be accessed by all financial institutes for verifying the KYC details of their customers.

Once your KYC details are registered with CYKC, you will receive a 14 digit KYC Identification Number (KIN) number which you can quote for any kind of financial transaction and you don’t have to submit your KYC documents again unless there is a change in your KYC details.

Financial Institutions registered under RBI, SEBI, IRDAI and PFRDA can register their customers under CKYC. Once you have purchased any financial products such as opening of Bank account, Demat account, buying an Insurance policy or investing in Mutual Funds etc., these financial institutions will register your KYC with CKYC.

When you purchase any financial product from any of the financial institutions- regulated by RBI, SEBI, IRDAI or PFRDA, these financial institutions will register your KYC details with Central Registry of Securitisation and Asset Reconstruction and security Interest of India (CERSAI).

You need to submit the following documents:

  • CKYC application form*
  • PAN
  • Identity and Address Proof (Passport, Driving License, Voter’s ID card, Aadhaar Card, NREGA job card/any other document notified by Central Government)
  • One recent passport size photograph

Upon successful registration, you will be provided a 14- digit KYC Identifier Number (KIN). An SMS/email will be sent by CERSAI to your registered mobile number once the KIN is generated.

You can check your CKYC number and status online by visiting the web portal of the financial institutions providing CKYC check facility. You are required to complete the following steps:

  • Visit the web portal (www.karvykra.com or www.cvlkra.com). Currently only Karvy and Central Depository Services Limited provide for the CKYC Check Facility.
  • Enter your PAN
  • Enter the security / CAPTCHA code
  • Your CKYC status along with details will be displayed

Additionally, customers may approach the financial institutions where they provided their CKYC documents to obtain the number.

* In case of ICICI Prudential Life Insurance Company, the field/disclaimers/information required as per the CKYC form gets captured in our application forms itself, hence there is no separate CKYC form for ICICI Prudential Life Insurance Policies. COMP/DOC/Apr/2021/84/5582

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