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What is a 'Fund switch'?

Fund switch is a feature of your unit linked insurance policy through which you can transfer the current funds linked to your policy to another fund of your choice.

After certain number of switches you may be charged as per your policy terms and conditions. Please refer your policy document for details.

Switch requests are processed as follows

  • You can make a Switch any time during the term of the policy, as long as all due premiums have been paid
  • For Switch request made before 3:00 PM on a working day, the Net Asset Value (NAV) declared on the same day will be applicable. If the request is received after 3:00 PM, the NAV declared on the next working day will be applicable.
  • If you make a Switch request after 3:00 PM on a Friday or a holiday, the NAV declared on Monday or on the next working day would be applicable (provided the following Monday is a working day).
  • Net Asset Value (NAV) is the price at which the units of a fund (equity or debt or balanced) are purchased.


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