Most people aspire towards upgrading their lifestyle and ensuring their dreams and aspirations are secured. Not only do you need to save your money but also grow it to fulfil your dreams. A plan like ICICI Pru Future Perfect provides you with the benefit of growing your savings as well as protection for your loved ones. The key benefits this plan offers are:

1. Protection for your savings

This plan ensures that your savings are safe irrespective of market conditions. It offers a guaranteed^{^^} lump sum payout at maturity and additional bonuses^{^} that help increase your returns.

^{^^} T&Cs apply

2. Premium payment flexibility

This plan lets you choose how you pay your premiums. You have the option to go for yearly, half-yearly, or monthly payments as per your convenience.

3. Life cover^~

You can ensure that your loved ones are financially secured even in case of uncertainties. Under this plan, your loved ones receive a lump sum payment as life cover^~ in the event of your unfortunate demise. This amount ensures that their dreams and aspirations are secured. The lump sum payment will also include any additional benefits received during the policy term in the form of bonuses^{^} and other additions.

4. Maturity Benefit

This plan helps you grow your savings by providing several bonuses^{^} and additions that help increase your returns. Some of these benefits are as follows:

• Guaranteed Maturity Benefit^{^^} (GMB) – This is the guaranteed^{^^} amount that is paid as a lump sum at the end of the policy term. The amount will be specified at the start of the policy. It will depend on factors like the premium payment term, premium amount, policy term and more
• Guaranteed Additions^` (GA) – These additional benefits are received on the premiums paid over the policy term and are added to the amount paid at maturity
• Bonuses - These may be added every year in the form of reversionary bonuses^{^}, if declared and a terminal bonus^{^}, which may be declared at the end of the policy term.

^{^^} T&C Apply

5. Tax^$ benefit

With this plan, you can save taxes as well. The premiums paid under the policy offer tax^$ benefits under Section 80C of the Income Tax Act, 1961. The lump sum amount received on maturity of the policy is also tax-free^$ subject to conditions under Section 10(10D) of the Income Tax Act, 1961.