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Introducing ICICI Pru EzyGrow, our newest savings and protection oriented ULIP that offers life insurance and flexible investment options in one plan. This plan allows you to systematically invest for your future while ensuring that your family is financially protected along the way. In ICICI Pru EzyGrow, the premium that you pay is allocated among the funds1 of your choice without any premium allocation charge along with Return of Mortality and Policy Administration Charges from the 6th year. With choice of 4 portfolio strategies and wide range of funds, this plan gives you abundant flexibility to invest as per your needs such as early retirement or children’s education .


What makes ICICI Pru EzyGrow special?








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Mr. Siddeshwar is a 30 year old, who is looking for a plan that can give him the opportunity to get market-linked returns. He pays premium of Rs. 50,000 p.a. for 10 years and chooses a policy term of 20 years.

ICICI Pru EzyGrow at a glance

Premium Payment Term
(PPT in years)
Policy Term
(PT in years)
Min/Max Age at Entry
(in years)
Min/Max Age at Maturity
(in years)
Minimum Premium
(in ₹)
Maximum Premium
(in ₹)
Min/Max Sum Assured
(in ₹)
Limited Pay 5 to 15 Max(PPT+5,15) to 40 0/55 18/99 12,000 p.a. 100,000 p.a. 84,000/1000,000
Limited Pay 7 to 15 99 minus age at entry
Regular Pay 15 to 40








Please note: NA: Fund has not completed the stipulated time period

Past performance is not indicative of future performance.

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1 Past performance is not indicative of future performance

2 Entire premiums that you pay is invested without deducting any premium allocation charges. Starting from the 6th policy year, you will receive return of mortality and policy administration charges (net of taxes), at the beginning of each month, till the end of the policy term. These will be added in the form of units to the Fund Value

3 At policy maturity, an addition, known as Maturity Booster in the form of extra units (Units mean a specific portion or part of the Unit Linked Fund(s) in which you have saved your money) will be made to boost your Fund Value. This Maturity Booster is a percentage of the average of the Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters

4 Systematic Withdrawal Plan is allowed only after the first five policy years

^ For the purpose of illustration, the Company has assumed 8% and 4% as rates of investment returns. The returns shown in the illustration are not guaranteed and they are not the upper or lower limits that you may get. As the value of the policy depends on a number of factors including future investment performance

Fund name SFIN
Maximiser Fund V ULIF 114 15/03/11 LMaximis5 105
Multi cap Growth Fund ULIF 085 24/11/09 LMCapGro 105
Opportunities Fund ULIF 086 24/11/09 LOpport 105
Bluechip Fund ULIF 087 24/11/09 LBluChip 105
Multi cap Balanced Fund ULIF 088 24/11/09 LMCapBal 105
Income Fund ULIF 089 24/11/09 LIncome 105
Money Market Fund ULIF 090 24/11/09 LMoneyMkt 105
Maximise India Fund ULIF 136 11/20/14 MIF 105
Active Asset Allocation Balanced Fund ULIF 138 15/02/17 AAABF 105
Value Enhancer Fund ULIF 139 24/11/17 VEF 105
Secure Opportunities Fund ULIF 140 24/11/17 SOF 105
Focus 50 fund ULIF 142 04/02/19 FocusFifty 105
India Growth fund ULIF 141 04/02/19 IndiaGrwth 105
Balanced Advantage Fund ULIF 144 03/06/21 BalanceAdv 105
Sustainable Equity Fund ULIF 145 03/06/21 SustainEqu 105
Mid Cap Fund ULIF 146 28/06/22 MidCapFund 105
Mid Cap Hybrid Growth Fund ULIF 147 05/01/23 MCHybrdGrt 105
Constant Maturity Fund ULIF 148 050123 MCHybrdGrt 105
Mid Cap 150 Momentum 50 Index Fund ULIF 151 180124 McMomentum 105
Multicap 50 25 25 Index Fund ULIF 152 220224 MultiCapIF 105
MidSmall Cap 400 Index Fund ULIF 153 150424 MidSmal400 105

ICICI Pru EzyGrow UIN 105189V04


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