A Non-Participating Linked Individual Savings Life Insurance Plan
IN ULIPS, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year

Get your investment journey started today

Introducing ICICI Pru EzyGrow, our newest savings and protection oriented ULIP that offers life insurance and flexible investment options in one plan. This plan allows you to systematically invest for your future while ensuring that your family is financially protected along the way. In ICICI Pru EzyGrow, the premium that you pay is allocated among the funds1 of your choice without any premium allocation charge along with Return of Mortality and Policy Administration Charges from the 6th year. With choice of 4 portfolio strategies and wide range of funds, this plan gives you abundant flexibility to invest as per your needs such as early retirement or children’s education .

 
 
 
 
 

What makes ICICI Pru EzyGrow special?

 
 
 
 
 
 
 

4 SIMPLE STEPS TO BUY ONLINE

 
 

 

 

 

HOW IT WORKS

 
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Mr. Siddeshwar is a 30 year old, who is looking for a plan that can give him the opportunity to get market-linked returns. He pays premium of Rs. 50,000 p.a. for 10 years and chooses a policy term of 20 years.

ICICI Pru EzyGrow at a glance

Premium Payment Term
(PPT in years)
Policy Term
(PT in years)
Min/Max Age at Entry
(in years)
Min/Max Age at Maturity
(in years)
Minimum Premium
(in ₹)
Maximum Premium
(in ₹)
Min/Max Sum Assured
(in ₹)
Limited Pay 5 to 15 Max(PPT+5,10) to 40 0/55 18/75 12,000 p.a. 100,000 p.a. 7 times Annualized Premium /10 times Annualized Premium
Limited Pay – Whole Life option*: 7 to 15 99 minus age at entry 18/99
Regular Pay 15 to 40 18/75

 

 

 

PERFORMANCE OF FUNDS`

 

 

 

Please note: NA: Fund has not completed the stipulated time period

Past performance is not indicative of future performance.

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1 Past performance is not indicative of future performance

2 Entire premiums that you pay is invested without deducting any premium allocation charges. Starting from the 6th policy year, you will receive return of mortality and policy administration charges (net of taxes), at the beginning of each month, till the end of the policy term. These will be added in the form of units to the Fund Value

3 At policy maturity, an addition, known as Maturity Booster in the form of extra units (Units mean a specific portion or part of the Unit Linked Fund(s) in which you have saved your money) will be made to boost your Fund Value. This Maturity Booster is a percentage of the average of the Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters

4 Systematic Withdrawal Plan is allowed only after the first five policy years

^ For the purpose of illustration, the Company has assumed 8% and 4% as rates of investment returns. The returns shown in the illustration are not guaranteed and they are not the upper or lower limits that you may get. As the value of the policy depends on a number of factors including future investment performance

Fund name SFIN
Maximiser Fund V  
Multi cap Growth Fund  
Opportunities Fund
Bluechip Fund
Multi cap Balanced Fund
Income Fund  
Money Market Fund  
Maximise India Fund  
Active Asset Allocation Balanced Fund  
Value Enhancer Fund  
Secure Opportunities Fund  
Focus 50 fund  
India Growth fund  
Balanced Advantage Fund  
Sustainable Equity Fund  
Mid Cap Fund ULIF 146 28/06/22 MidCapFund 105
Mid Cap Hybrid Growth Fund ULIF 147 05/01/23 MCHybrdGrt 105
Constant Maturity Fund ULIF 148 050123 MCHybrdGrt 105
Mid Cap 150 Momentum 50 Index Fund ULIF 151 180124 McMomentum 105
Multicap 50 25 25 Index Fund ULIF 152 220224 MultiCapIF 105
MidSmall Cap 400 Index Fund ULIF 153 150424 MidSmal400 105
MidSmallCap 400 Momentum Quality 100 Fund ULIF 156 241024 MscMomQual 105
Smallcap 250 Momentum Ǫuality 100 Index Fund ULIF 157 301224 SmcMomQual 105
India Consumption Fund ULIF 158 170425 IndConsump 105

Risk factors and warning statements:

i. Linked insurance products/ annuity products with variable pay-out options are different from traditional insurance products and are subject to the risk factors

ii. The premium paid in linked insurance policies or the annuity offered under the annuity policies with variable annuity pay-out option are subject to investment risks associated with capital markets and publicly available index. The NAVs of the unis may go up or down based on the performance of fund and factors influencing the capital market/ publicly available index and the insured is responsible for his/her decisions

iii. ICICI Prudential Life Insurance in only the name of the Life Insurance Company and ICICI Pru EzyGrow is only the name of the linked insurance contract and does not in anyway indicate the quality of the contract, its future prospects or returns

iv. Please know the associated risks and the applicable charges, from your insurance agent or intermediary or policy document issued by the insurance company

v. The various funds offered under this contract are the names of the funds and do not in any way, indicate the quality of these plans, their future prospects and returns

ICICI Pru EzyGrow UIN

W/II/0099/2025-26

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