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TOP SELLING ONLINE PLANS

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PROTECTION + HEALTH

Get `1 Crore life cover @ `490 p.m.*
Key benefits
  • Protect your loved ones with a large cover at affordable rates
  • Health cover against 34 critical illnesses (optional)#
  • Accidental death benefit up to `2 crore (optional)**
  • Whole life insurance: lasts till 99 years of age##
  • Save up to 60% on premiums with limited pay option^
  • Tax benefit up to `54,600^^
Start with just `2500 p.m.
Key Benefits
  • Provide financial protection for your loved ones with life insurance cover
  • Return of mortality and policy administration charges1
  • Get tax rebate on premium paid u/s 80 C & receive maturity amount entirely tax-free u/s 10(10D)^
  • Withdraw money regularly from your policy with SWP2
  • Entire premium without any deductions is invested in the funds of your choice
  • Enjoy policy benefits till 99 years of age with Whole Life policy term option
  • Make unlimited free switches between the funds for Fixed Portfolio Strategy
Key benefits
  • Get the claim amount on detection*
  • No restrictions on your choice of hospital
  • Waiver of future premiums** for Minor conditions of Cancer or Heart for full policy term
  • Get tax benefits up to `7,800 under Section 80D of the Income Tax Act^
  • Get an Instant Premium Payment Receipt^^
Start with just `2500 p.m.
Key Benefits
  • Provide financial protection for your loved ones with life insurance cover
  • Return of mortality and policy administration charges1
  • Get tax rebate on premium paid u/s 80 C & receive maturity amount entirely tax-free u/s 10(10D)^
  • Withdraw money regularly from your policy with SWP2
  • Entire premium without any deductions is invested in the funds of your choice
  • Enjoy policy benefits till 99 years of age with Whole Life policy term option
  • Make unlimited free switches between the funds for Fixed Portfolio Strategy
Premium starts at `50,000/-
Key Benefits
  • Invest only once and enjoy benefits for entire policy term
  • 100% amount invested in wide range of funds
  • Choice of 7 funds (3 equity, 3 debt, 1 balanced)
  • Up to 10 times life cover* to protect your loved ones
  • Get Wealth Boosters** as a percentage of your single premium
  • Tax benefits^ on premiums paid and maturity benefit under Sec 80C and Sec 10(10D) of IT Act, 1961
Key Benefits
  • Get guaranteed income for life
  • Get discount of 1% on the purchase price when you buy online
  • Range of payout options to suit your need
  • Tax benefits^ on premium paid u/s 80CCC and commutation u/s 10(10A) of Income Tax Act, 1961.
Get `1 Crore life cover @ `490 p.m.*
Key Benefits
  • Protect your loved ones with a large cover at affordable rates
  • Health cover against 34 critical illnesses (optional)#
  • Accidental death benefit up to `2 crore (optional)**
  • Whole life insurance: lasts till 99 years of age##
  • Save up to 60% on premiums with limited pay option^
  • Tax benefit up to `54,600^^
Key Benefits
  • Get the claim amount on detection*
  • No restrictions on your choice of hospital
  • Waiver of future premiums** for Minor conditions of Cancer or Heart for full policy term
  • Get tax benefits up to `7,800 under Section 80D of the Income Tax Act^
  • Get an Instant Premium Payment Receipt^^

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4 (432 votes)

#Top Selling tax saving plan refers to ICICI Prudential Life Insurance plans which are bought by customers through the website with our Zero-Paper-Process. Source: Company BuyOnline data - Dec 2015 till date.

ICICI Pru iProtect Smart
*The premium for a 22 year old healthy male for a life cover of Rs.1 crore for the ICICI Pru iProtect Smart – Life Option under the regular income payout option for a policy term of 19 years is ₹ 5,824 p.a (inclusive of all taxes).
#Critical Illness Benefit is optional and available under Life and Health and All in One options. This benefit is payable, on first occurrence of any of the 34 illnesses covered. The CI Benefit, is accelerated and not an additional benefit which means the policy will continue with the Death Benefit reduced by the extent of the CI Benefit paid. The future premiums payable under the policy will reduce proportionately. If CI Benefit paid is equal to the Death Benefit, the policy will terminate on payment of the CI Benefit. To know more in detail about CI Benefit, terms & conditions governing it, kindly refer to sales brochure. Critical Illness benefit is available till age of 75. The CI Benefit for Angioplasty is subject to a maximum of ₹ 5,00,000. On payment of Angioplasty, if the ACI Benefit is more than ₹ 5,00,000 the policy will continue for other CIs with ACI Benefit reduced by Angioplasty payout.
**Available only under Life Plus and All in One option. Maximum amount that can be availed is ₹ 2 Crore and will be paid as a lump sum.
##This is available under the whole life cover option
^The percentage saving computed is purely in terms of premium paid over the term of the policy and does not account for time & other factors that may happen during this period. It is one of the many features that the product offers and you can opt for it based on your individual needs.
^^Tax benefit of `54,600 ( `46,800 u/s 80C and `7,800 u/s 80D) is calculated at highest tax slab rate of 31.2% (including Cess excluding surcharge) on life insurance premium u/s 80C of `1,50,000 and health premium u/s 80D of `25,000. Tax benefits under the policy are subject to conditions under Section 80C, 80D, 80CCC, 10(10A), (10D) and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above. ICICI Pru iProtect Smart UIN 105N151V06.


ICICI Pru Heart Cancer Protect
*Lump sum is paid out on diagnosis of any of the listed conditions. Payout is based on level of condition. Total payout in the policy cannot exceed 100% of Sum Assured of cover selected. Refer to the sales brochure to know about payouts at different level of condition.
**Company shall waive all future premiums on a claim of Minor condition under the chosen cover or on diagnosis of Permanent Disability (PD) of the Life Assured due to Accident. If both Cancer cover and Heart cover are chosen such waiver is allowed on a minor/major condition claim under either Cancer cover or Heart cover; or on the diagnosis of PD. This benefit is available only if Policy is in force as on the date of diagnosis of the condition/at the time of accident.
^Tax benefit of `7,800 is calculated at highest tax slab rate of 31.2% (including Cess excluding surcharge) on health premium u/s 80D of `25,000. Tax benefits under the policy are subject to conditions under Section 80D, 10(10D) and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.
^^Tax benefits can be availed subject to issuance of policy and other conditions as per prevailing tax laws. This document may be used as a proof for claiming deductions while filing your tax returns. For any confirmation / impact analysis customer is advised to refer the matter to his Tax consultant. ICICI Pru Heart Cancer Protect UIN 105N154V02


ICICI Pru Signature Online
1Amount equal to total of mortality charges and policy administration charges deducted in the policy will be added back to the fund value at maturity, provided all due premiums have been received. This amount will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation. This shall exclude any extra mortality charges and taxes levied on the charges deducted as per prevailing tax laws. Return of Mortality Charges and Policy Administration Charges is not applicable for Whole Life option.

2Systematic Withdrawal Plan is allowed only after the first five policy years. UIN: 105L177V02

ICICI Pru1 Wealth

* Sum Assured multiples in between the minimum and maximum limits are not available

Age at entry last birthday Minimum Sum Assured Maximum Sum Assured
<= 50 years 1.25 times Single Premium 10 times Single Premium
>50 years 1.10 times Single Premium 1.10 times Single Premium

** The company will allocate extra units at the end of the policy term, provided monies are not in the DP fund. Wealth Booster will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation. The allocation of Wealth Booster units is guaranteed and shall not be revoked by the Company under any circumstances.

Policy Term 5 Years 10 Years
Wealth Booster 2.50% of Single Premium 2.75% of Single Premium
For 10 year policy term, wealth booster will be 2.75% of single premium including top up premiums less partial withdrawals if any.

^ Tax benefit of `46,800 is calculated at highest tax slab rate of 31.2% (including Cess excluding surcharge) on life insurance premium u/s 80C of `1,50,000. Tax benefits under the policy are subject to conditions under Section 80C, 80D, 10(10D) and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above. ICICI Pru1 Wealth UIN:105L175V01

ICICI Pru Immediate Annuity
*Tax benefits are subject to conditions of section 80CCC,10(10A) and other provisions of the Income Tax Act, 1961. Indirect taxes and cesses will be charged extra, as per applicable rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above. ICICI Pru Immediate Annuity UIN 105N009V15

Unit Linked products are different from traditional insurance products and are subject to the risk factors.

The premium paid in ULIPs are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/ her decisions. ICICI Prudential Life Insurance is only the name of the Life Insurance Company and the unit linked insurance products and does not in any way indicate the quality of the products, its future prospects and returns.

Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the Insurance company.

The various funds offered under this products are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

W/II/0961/2019-20.

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