If you wish to protect your money from inflation and grow it further, investing is essential. This helps to ensure complete financial stability in the long run.

Guaranteed^~ return investment plans offer the ideal solution with dual benefits. These plans help you earn profits on your investment while also protecting your capital through assured returns.

Here’s a guide to these investment options that ensure financial stability alongside protection.

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Guaranteed^~ Savings Plan

These guaranteed^~ return investment options offered by life insurance companies help you to grow your wealth while ensuring capital protection through a guaranteed^~ sum assured at maturity. Also, these plans provide tax^* benefits on the premiums paid under Section 80C.

ICICI Pru Assured Savings Insurance Plan is an ideal plan with an assured benefit. The guaranteed maturity benefit¹ offered by the plan helps to build the wealth needed to fulfil your life goals. Along with the financial benefit, the life cover² protects your family against financial troubles in case of an unfortunate event. This plan allows your invested sum to grow through yearly guaranteed additions³.

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Guaranteed⁴ Income Plan

The Benefits of a set and steady income stream are many:

• It can reinforce your existing income, helping you overcome the increase in living costs due to inflation or change in the standard of living
• When your income is limited, like during retirement, the assured cash inflow can help to cover the expenses
• In case of an eventuality, the fixed payouts can keep your loved ones financially protected

The ICICI Pru Guaranteed Income for Tomorrow (GIFT) plan provides all these benefits:

• Capital protection with a guaranteed⁴ benefit in the form of a lump sum or regular income to match your needs
• Option to receive guaranteed⁴ income on the date you want, using the ‘Save the Date’⁵ feature
• Option to receive guaranteed⁴ income from the 2^nd year onwards⁶
• Life cover² for the entire policy term, thereby safeguarding your loved ones against financial shortfalls due to an unfortunate event
• Tax^* savings of up to ₹46,800/- under Section 80C for the premiums paid

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Retirement Plans

These plans are specially designed to meet your post-retirement needs by providing a regular pension for life. They not only provide guaranteed⁷ income for life, but also give the added benefit of financial protection for your loved ones in case of any unfortunate event. One such plan is ICICI Pru Guaranteed Pension Plan. This plan provides you with a guaranteed⁷ pension for your entire life with a wide range of annuity options that can provide a secure future for you and your spouse.

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Conclusion

Guaranteed^~ return investment plans focus on fixed earnings and help you hedge against uncertainties. You should assess your financial goals, risk-bearing capacity, and investment horizon and select an investment plan aligned with your needs.

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