If you have a GOAL,
we have a PLAN FOR IT!
Whatever may be your goal - protecting your family, securing your child’s education, having a comfortable retirement or growing your wealth - we have a solution for you.
View Our Plans

Buy Life Insurance online in less than 10 minutes!


Term Plans


Wealth Plans


Retirement Plans

  Lifelong security  
   in just 10 minutes  
Get Your Premium Quote In 10 Seconds
Mobile Number:*
Email ID:*
Date of Birth:*
Do you consume tobacco?*
By submitting my contact details, I authorise ICICI Prudential Life and/or its authorized service providers to call or SMS me with reference to this enquiry. This overrides my NDNC registration.
* Marked fields are mandatory

What is a Term Plan?

Term Plans are also known as Pure Protection plans. Here, the policyholder has to pay premium regularly or a one-time payment depending upon the type of policy purchased. A sum of money (death benefit) is paid to the nominee if the policyholder dies during the period for which he/she is insured (policy term).
Example: Mr. Kumar and Mr. Kapoor bought term plans in Jan 1995 with life cover of Rs. 50 lakh, a policy term of 20 years and paid premium regularly. In 2005, Mr. Kapoor died. Within a weeks’ time, his wife (nominee) contacted the insurance company and provided the relevant documents and forms. She received the full sum of Rs. 50 lakh within 2 weeks. Mr. Kumar survived the policy term and in Jan 2015 his policy was closed with no payout.
Now, you may be wondering “What’s the use of having a plan when I can’t get my money back?”
There are 3 good reasons:
Term insurance is the cheapest and simplest form of life insurance. You can get a considerable amount of life cover at low rates. When you are young, the premium for a term plan is cheaper and the price increases as you grow older. So the earlier you buy, the lesser you will pay.
Another reason is “peace of mind” that your family will always be protected against financial hardships.
You get tax benefits on the premiums paid under Section 80C of the Income Tax Act, 1961.
ICICI Prudential Life Insurance Company. IRDAI Regn No. 105. CIN:U66010MH2000PLC127837.
© 2015, ICICI Prudential Life Insurance Co. Ltd Registered Address:- ICICI Pru Life Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025. Insurance is the subject matter of the solicitation. For more details on the risk factors, term & conditions please read sales brochure carefully before concluding the sale.Call us on 1-860-266-7766 (10am-7pm, Monday to Saturday, except national holidays. Valid only for calls made from India). Trade Logo displayed above belongs to M/s ICICI Bank Ltd & Prudential IP services Ltd which shall be used by ICICI Prudential Life Insurance Company Ltd under Registered License No.105. Tax benefits under the policy are subject to conditions u/s 80C & 10 (10D) of the Income Tax Act, 1961. Service tax & cess will be charged extra, as per applicable rates. The tax laws are subject to amendments from time to time. Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values and the customer shall be responsible for his/her decision. The names of the Company, Product names or fund options do not indicate their quality or future guidance on returns. Funds do not offer guaranteed or assured returns.
ADVT No.: W/II/610/2015-16
IRDAI clarifies to public that
  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.