Unit Linked Insurance Policies or ULIPs are insurance policies which offer you the potential of wealth creation while providing the security of a Life Cover2. In ULIPs, a part of your premium is dedicated towards your Life Cover2 and the rest is assigned to a common pool of money, called Funds, which invests in equity, debt, or a combination of both. The returns on your investments depend upon the performance of the fund opted by you.

5 Benefits of Investing in ULIPs

Our ULIP Plans
 ICICI Pru LifeTime Classic

Premium starts at `2500/- p.m. - UIN 105L155V07

 ICICI Pru Signature Online

Premium starts at `2500/- p.m. - UIN 105L177V04

 ICICI Pru1 Wealth-One-time

Premium starts at `50,000/- p.m. - UIN 105L175V03

 ICICI Pru Guaranteed Wealth Protector-Premium

Premium starts at `4000/- p.m. - UIN 105L143V02

 ICICI Pru Smart Life

Premium starts at `4000/- p.m. - UIN 105L145V07

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^ Tax benefits are subject to conditions under Sections 80C, 10(10D) and other provisions of the Income Tax Act, 1961. Tax laws are subject to amendments made therein from time to time. Please consult your tax advisor for details before acting on the above.

# Maturity Benefit is the amount you receive when your policy ends

+ Subject to Terms and Conditions of your ULIP. Partial withdrawals are allowed after the completion of five policy years provided monies are not in the Discontinued Policy (DP) Fund. You can make an unlimited number of partial withdrawals as long as the total amount of partial withdrawals in a year does not exceed 20% of the Fund Value in a policy year. The partial withdrawals are free of cost. DP Funds refer to the Discontinued Policy Fund and consist of money from the lapsed policies.

Unlike traditional products, Unit Linked Insurance Products are subject to market risk, which affects the Net Asset Values. The customer shall be responsible for his/her decision. The names of the company, product names or fund options do not indicate their quality or future guidance on returns. Funds do not offer guaranteed or assured returns.


2 Life Cover is the benefit payable on death of the life assured during the policy term.