¹ Tax benefits are subject to conditions prescribed under Sections 80C, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for more details.
^` Life cover is the benefit payable on the death of the Life Assured during the policy term.
^~ Past performance is not indicative of future performance.
^λ Follow the 50/30/20 rule to get your finances in order - https://www.livemint.com/money/personal-finance/follow-the-50-30-20-rule-to-get-your-finances-in-order-11616925763713.html % 58.1 mn lives covered across our individual and group customers as per ICICI Prudential Life Council Report.
^“As per Financial Statements (Schedule 4- Benefits paid (Gross)) of the company, benefits paid since inception up to March 31, 2022.
^Ψ 1 Day is a working day, counted from the day of receipt of all relevant documents from the claimant, additional information sought by the Company and any clarification received from the claimant. The Company will be calling the claimants for verification of information submitted by the Claimant which will also be considered as part of relevant documents. Working day will be counted as Monday to Friday and excluding national holidays/ Bank holidays/ Public holidays.

ICICI Pru Guaranteed Income for Tomorrow
^{^^} Guaranteed benefits in the form of lump sum will be payable under the Lump Sum Plan option. Guaranteed benefits in the form of regular income will be payable under the Income Plan option and Early Income Plan option provided all due premiums have been paid.
² This benefit is available under the Early Income plan option.
^π Additional Maturity Benefit is offered for online sales: For Lump Sum Plan option, 2.5% of Sum Assured on Maturity is applicable for Limited pay. In case of Single Pay in Lump Sum Plan option, 1% of Sum Assured on Maturity is applicable. For Income Plan option, 2.5% of Guaranteed Income is applicable. For Early Income Plan option, 3.5% of Guaranteed Income is applicable. For Single Pay Income Plan option, 1% of Guaranteed Early Income is applicable.
¹ Tax benefits/Tax-free returns under the policy are subject to conditions under Sections 80C, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time. Please consult your tax advisor for more details.
^` Life cover is the benefit payable on the death of the Life Assured during the policy term.

ICICI Pru Guaranteed Income for Tomorrow (Long-term)
^>Guaranteed benefits are payable depending on the plan option chosen, subject to all due premiums being paid. ICICI Pru Guaranteed Income For Tomorrow (Long-term) offers two plan options namely 'Income' and 'Income with 110% ROP'. The customer can choose any plan option from the two available options. Please refer to the product brochure for more details.
³ ICICI Pru Guaranteed Income For Tomorrow (Long-term) offers four plan options namely, Income, Assured Income, Income with 110% ROP, Assured Income with 110% ROP. The customer can choose any plan option from the two available options. Please refer to the brochure for more details.
^~~ Additional Benefit is offered for online sales: For Income/Assured Income Plan option, 1.5% of Guaranteed Income is applicable. For Income with 110% ROP/Assured Income with 110% ROP Plan option, 2% of Guaranteed Income is applicable.
¹ Tax benefits/Tax-free returns under the policy are subject to conditions under Sections 80C, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time. Please consult your tax advisor for more details.
^` Life cover is the benefit payable on the death of the Life Assured during the policy term.

ICICI Pru Assured Savings Insurance Plan
⁺ Guaranteed Maturity Benefit (GMB): Your GMB will be set at policy inception and will depend on policy term, premium, premium payment term, age and gender.
⁺⁺ Guaranteed Additions (GAs) rate will be 9% for policy term of 10 years and 10% for policy term of 15 years. GAs will be added to the policy at the end of every policy year if all due premiums have been paid. Each GA will be calculated as GA rate multiplied by the total premiums paid till date (excluding extra mortality premiums, Goods & Services Tax and Cess (if any)).
¹Tax benefits/Tax-free returns under the policy are subject to conditions under Sections 80C, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time. Please consult your tax advisor for more details.
^` Life cover is the benefit payable on the death of the Life Assured during the policy term.

ICICI Pru Gold
^{^} In plan option ‘Immediate income’ and ‘Immediate income with Booster’, starting from the first policy year till the end of the policy term, you will receive a regular income at the end of every policy year/month, as chosen by you, provided the policy is in-force. For “Immediate Income with Booster”, along with the regular income, you will also receive a benefit (known as Guaranteed Booster) every 5th policy year provided the policy is in-force. This Guaranteed Booster will be equal to 100% of the Guaranteed Income, as applicable for the year of payment.
In ‘deferred Income’ plan option, you will receive regular income at the end of every year/month, starting from end of deferment period as chosen by you, provided the policy is in-force. You can start this income as early as 2nd policy year or as late as Premium Payment Term plus 1 year.
This regular income will comprise the following:
• Guaranteed Income (GI) and
• Income which will be linked to Bonus, if declared; referred to as Cash Bonus (CB)
You will receive this income till the date of maturity, death, surrender or lapse of the policy, whichever happens first.
^# For all plan options, Maturity Benefit will be sum of:
Sum Assured on Maturity, plus
Balance in the Savings Wallet (if any), plus
Terminal Bonus (if declared)
The Sum Assured on Maturity shall be the sum of Annualised Premium payable under the policy.
^` Life cover is the benefit payable on death of the life assured during the policy term.
¹ Tax benefits/Tax-free returns under the policy are subject to conditions under Sections 80C, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time. Please consult your tax advisor for more details.

ICICI Pru Sukh Samruddhi
⁰ ICICI Pru Sukh Samruddhi offers two plan options namely ‘Lump sum’ and ‘Income’. The customer can choose any of the two available options. Guarantee is in the form of ‘Sum Assured on maturity’ in Lump Sum plan option and ‘Guaranteed income’ in Income plan option.
^@ Save the date: Under ‘Income’ plan option, you can choose to receive Guaranteed Income on any one date succeeding the due date of first Income to coincide with any special date. This option needs to be selected at policy inception and can be changed any time before the completion of premium payment term. If you have chosen a specific date to receive Guaranteed Income, the Income, as applicable, payable from this date will be increased for the deferment period i.e. for completed number of months between the due date of first pay-out and the specific date chosen, at an interest rate equal to Reverse Repo Rate, compounded monthly. This interest rate on GIs will be reviewed twice every year on 1st of June and 1st of December, and will be set equal to Reverse Repo Rate published on RBI’s website. This option to receive GIs on any one date can be availed by both in-force as well as paid-up policies. The last GI will be paid on the date of maturity of the policy and not on the special date chosen by You and therefore, the interest rate mentioned above shall not be applicable for the last GI. It can be chosen only if annual frequency of Guaranteed Income is selected under ‘Income’ plan option.
^Ø Savings Wallet: You have an option to accumulate Guaranteed Incomes (GIs), instead of taking as payment during the policy term. The GIs will be accumulated at an interest rate equal to Reverse Repo Rate published by RBI, compounded daily. This interest rate on GIs will be reviewed twice every year on 1st of June and 1st of December, and will be set equal to Reverse Repo Rate published on RBI’s website. You also have an option to withdraw, completely or partially, the accumulated GIs anytime during the Income Term. This option is only available under Income Plan option.
^` Life cover is the benefit payable on the death of the Life Assured during the policy term.
¹ Tax benefits/Tax-free returns under the policy are subject to conditions under Sections 80C, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time. Please consult your tax advisor for more details.

ICICI Pru Guaranteed Income For Tomorrow UIN 105N182V08 (A Non-Linked Non-Participating Life Individual Savings Product)

ICICI Pru Guaranteed Income For Tomorrow (Long-Term) UIN 105N185V14 (A Non-Linked Non-Participating Individual Life Insurance Savings Plan)

ICICI Pru Assured Savings Insurance Plan UIN 105N144V08 (A Non-Linked Non-Participating Life Individual Savings Product)

ICICI Pru Gold UIN 105N190V01 (A Non-linked Participating Individual Life Insurance Savings Plan)

ICICI Pru Sukh Samruddhi UIN 105N188V01 (A Non-linked Participating Life Individual Savings Product)

W/II/0221/2023-24