Regular Income for family even after your retirement -
ICICI Pru Signature Online
IN ULIPS, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
- Tax-free* retirement money - lumpsum or income
- Low charge ULIP
- Life cover till 99 years
- Extra WealthBoosters6 Boosters at 3.25
- Unlimited free switches7 across 15 funds
Pay ₹ 15,000 p.m. for 15 years
Get ₹ 6.05 crore @ 8% ARR or ₹ 1.01 crore @ 4% ARR3
ICICI Pru GIFT Pro
- 100% Guaranteed^, tax-free* income for both short-term and long-term needs
- Option¶ to get constant or increasing guaranteed^ income
- Flexibility to choose percentage of MoneyBack1 benefit and when you want to get MoneyBack1 benefit
- 3% additional income and moneyback benefit online~
Pay ₹ 1 Lakh p.a. for 10 years
Get ₹51.78 Lakh4 in total as income
ICICI Pru Saral Pension Plan
- Pay once and get Guaranteed~ income for Life
- Start pension from next month
- Buy online and get 1% extra every year throughout life+
- Option for single-life or joint-life3
- Higher income on higher investment7
- 100% return of purchase price
Pay ₹ 25 lakh just once
Get ₹ 13,331 p.m. guaranteed for you and spouse2
1The regular income is for a 30-year-old healthy male paying premium monthly with a premium paying term of 10 years, policy term of 31 years and income period of 20 years taking income in annual instalment under Income plan option. The premium shown is exclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.
6 Wealth Boosters equal to 3.25% of the average of the Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters will be allocated as extra units to your policy at the end of every 5th policy year starting from the end of 10th policy year till the end of your policy term.
7 Switches are only applicable for fixed portfolio strategy and not applicable for other portfolio strategies.
~Your annuity is informed to you when you buy the plan and is guaranteed and unchanged for life.
+You can get an additional annuity of 1% on the purchase price when you buy online. NPS Benefit, Loyalty Booster and Online Booster cannot be taken together.
32 immediate annuity options available, namely (a) Life Annuity with Return of 100% of Purchase Price (ROP), (b) Joint life Last Survivor Annuity with Return of 100% of Purchase Price (ROP) on death of the last survivor. Joint Life will be the spouse of the primary annuitant
7For more information on higher purchase price benefit, please refer to the product brochure
2The given annuity amount has been calculated where the Primary Annuitant is a 60-year-old male, and the Secondary Annuitant is a 55-year-old female. The Purchase Price is 25 lakhs(without GST), and the option chosen is Joint Life Last Survivor with ROP. The amount Rs. 13331 is monthly income/annuity that is received by the customer.
3Calculated for a 45-year-old healthy male with a premium paying term of 15 years and a policy term of 54(Whole Life) for Limited pay option. The premium shown is exclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.
^Guaranteed benefits are payable subject to all due premiums being paid and the policy being in force on the date of maturity.
*Tax benefits of ₹46,800 u/s 80C is calculated at highest tax slab rate of 31.20%(including cess excluding surcharge) on life insurance premium u/s 80C of ₹1,50,000. Tax benefits under the policy are subject to conditions under Section 80C, 80D,10(10D), 115BAC and other provisions of the Income Tax Act,1961. Good and Service tax and Cesses, if any will be charged extra as per prevailing rates. The Tax Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act,1961. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.
~~ICICI Pru Guaranteed Income For Tomorrow (Long-term) offers 4 options in income period namely 15, 20, 25 and 30 years. The customer can choose any plan option from the four available options. Please refer to the brochure for more details.
¶ICICI Pru Guaranteed Income For Tomorrow (Long-term) offers two plan options namely, 'Income' and ‘Income with 110% ROP’ . The customer can choose any plan option from the two available options. Please refer to the brochure for more details.
ARR : Assumed Rate of Return. For the purpose of illustration, the Company has assumed 8% and 4% as rates of investment returns. The returns shown in the illustration are not guaranteed and they are not the upper or lower limits that you may get. As the value of the policy depends on a number of factors including future investment performance.
ICICI Pru Guaranteed Income for Tomorrow (Long-term) UIN:105N185V11
ICICI Pru Signature Online UIN:105L177V04
ICICI Pru Saral Pension Plan UIN: 105N184V05
ADVT – W/II/0612/2022-23