Fulfill some of your goals like Buying house/car, business venture
ICICI Pru GIFT Pro
- 100% Guaranteed^, tax-free* income for both short-term and long-term needs
- Option¶ to get constant or increasing guaranteed^ income
- Flexibility to choose percentage of MoneyBack1 benefit and when you want to get MoneyBack1 benefit
- 3% additional income and moneyback benefit online~
Pay ₹ 1 Lakh p.a. for 10 years
Get ₹51.78 Lakh4 in total as income
ICICI Pru Signature Online
IN ULIPS, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
- Take advantage of market conditions with tax-free* market-linked returns
- Low charge ULIP
- Extra wealth boosters6 @3.25% added to your fund value
- Unlimited free switches7 across 15 funds
- Easy withdrawals8 at no cost
- Life cover for the entire policy term
Pay ₹ 10,000 p.m. for 20 years
Get ₹ 50.11 lakh @ 8% ARR or ₹ 32.60 lakh @ 4% ARR2
*Tax benefits of ₹ 46,800 u/s 80C is calculated at highest tax slab rate of 31.20%(including cess excluding surcharge) on life insurance premium u/s 80C of ₹ 1,50,000. Tax benefits under the policy are subject to conditions under Section 80C, 80D,10(10D), 115BAC and other provisions of the Income Tax Act,1961. Good and Service tax and Cesses, if any will be charged extra as per prevailing rates. The Tax Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act,1961. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.
~Additional Benefit is offered for online sales: For Income Plan option, 1.5% of Guaranteed Income is applicable. For Income with 110% ROP Plan option, 2% of Guaranteed Income is applicable.
1The total amount is calculated for a 30-year-old healthy male with a premium paying term of 10 years paying premiums in monthly mode and income period of 30 years taking income in annual installment under Income plan option. The premium shown is exclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted. Total benefit of ₹ 1,01,68,110 is calculated by taking the sum of all guaranteed incomes payable over the entire income duration.
2Calculated for a 35-year-old healthy male with a premium paying term of 20 years and a policy term of 20 years for Regular pay option. The premium shown is exclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.
3Beat market volatility by staying invested in the long run - Source: https://www.investopedia.com/articles/02/051502.asp#:~:text=The%20thing%20to%20realize%20is%20that%20market%20volatility%20is%20inevitable.%20It%27s%20the%20nature%20of%20the%20markets%20to%20move%20up%20and%20down%20over%20the%20short%20term.%20Trying%20to%20time%20the%20market%C2%A0is%20extremely%20difficult.%20One%20solution%20is%20to%20maintain%20a%20long%2Dterm%20horizon%20and%20ignore%20the%20short%2Dterm%20fluctuations.
6 Wealth Boosters equal to 3.25% of the average of the Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters will be allocated as extra units to your policy at the end of every 5th policy year starting from the end of 10th policy year till the end of your policy term.
7 Switches are only applicable for fixed portfolio strategy and not applicable for other portfolio strategies.
8 Systematic Withdrawal Plan is allowed only after the first five policy years. The total withdrawals in a policy year cannot exceed 20% of the fund value.
~~ICICI Pru Guaranteed Income For Tomorrow (Long-term) offers 4 options in income period namely 15, 20, 25 and 30 years. The customer can choose any plan option from the four available options. Please refer to the brochure for more details.
¶ICICI Pru Guaranteed Income For Tomorrow (Long-term) offers two plan options namely, 'Income' and ‘Income with 110% ROP’ . The customer can choose any plan option from the two available options. Please refer to the brochure for more details.
ARR : Assumed Rate of Return. For the purpose of illustration, the Company has assumed 8% and 4% as rates of investment returns. The returns shown in the illustration are not guaranteed and they are not the upper or lower limits that you may get. As the value of the policy depends on a number of factors including future investment performance.
ICICI Pru Signature Online UIN:105L177V04
ICICI Pru Guaranteed Income for Tomorrow (Long-term) UIN:105N185V11
ADVT – W/II/0611/2022-23