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Minimum premium is 
2,500 p.m.
2,500 p.m.Payment Term
The duration for which you wish to pay premium
Policy Term
The duration after which your policy will mature
Product name
Features
Cost of plan(reduction in yield)
RETURNS -
Annualized and Averaged
(since inception)
Annualized and Averaged
(since inception)
Estimated returns++
(shown at 4% & 8%)
Goal: Potential to create wealth for your future goals and protect your loved ones
- 7 funds to invest
- Life cover
- Loyalty Additions^
- Wealth Boosters+
%
Payment Term: 10
Policy Term: 10 years
Policy Term: 10 years
8.24% - 14.95%
Low Risk Fund**High Risk Fund
Click to see details below
**Returns displayed are not indicative of lowest returns.
6.4 lakh
@ 4% p.a.
11.7 lakh
@ 8% p.a.
Goal: Potential to create wealth for your future goals and protect your loved ones
Details (+)
Product Details
- Potential for higher returns
- Fund Switch
- Premium Redirection
- Loyalty Additions^
- Wealth Boosters+
- Life Cover
Downloads
Select the funds you wish to invest in:
Fund selection based on my age
Funds selection as per my choice
| Fund allocation | ||
|---|---|---|
| Age (yrs) | Multi-cap growth fund | Income fund |
| 0-25 | 85% | 15% |
| 26-35 | 75% | 25% |
| 36-45 | 65% | 35% |
| 46-55 | 55% | 45% |
| 56-65 | 45% | 55% |
Here, we will invest your money based on your age.
Your investment will be rearranged between two funds as you move from one age band to another. This ensures that the risk attached to your investment is adjusted as you progress in life. First, your money gets invested in equity and will then move to debt.
proceed to buy
Funds selection as per my choice
Here, you can choose which fund you want to invest in and keep changing the allocation as you wish. Choose this only if you have knowledge and time to decide which fund is best for you.
| Fund & Benchmark Details | Type of fund | Latest NAV (in Rs.) |
Returns (p.a.) | Returns (p.a.) | Inception Date | Fund allocation (%) |
||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 2 Year | 3 Year | 4 Year | 5 Year | Since Inception | |||||||
| Maximiser V | Equity | 20.8626 | 17.27% | 0.61% | 14.87% | 15.08% | 14.07% | 13.88% | August 29, 2011 |
|
||
| Benchmark Returns: S & P BSE 100 | -- | -- | 15.29% | -0.40% | 13.30% | 12.58% | 11.15% | 11.10% | -- | |||
| Multi Cap Growth Fund | Equity | 20.8626 | 17.27% | 5.20% | 14.87% | 17.35% | 14.07% | 13.88% | August 29, 2011 |
|
||
| Benchmark Returns: NIFTY 500 | -- | -- | 16.26% | 1.47% | 16.14% | 14.54% | 12.55% | 8.23% | -- | |||
| Opportunities Fund | Equity | 20.8626 | 17.27% | 3.22% | 14.87% | 15.71% | 14.07% | 10.07% | August 29, 2011 |
|
||
| Benchmark Returns: BSE 200 | -- | -- | 15.84% | 0.82% | 15.11% | 13.70% | 12.01% | 8.02% | -- | |||
| Bluechip Fund | Equity | 20.8626 | 17.27% | 1.70% | 14.87% | 13.32% | 14.07% | 7.83% | August 29, 2011 |
|
||
| Benchmark Returns: NIFTY 50 | -- | -- | 13.08% | -1.41% | 12.01% | 11.75% | 10.48% | 7.50% | -- | |||
| Multi Cap Balanced Fund | Equity | 20.8626 | 17.27% | 5.98% | 14.87% | 14.04% | 14.07% | 9.70% | August 29, 2011 |
|
||
| Benchmark Returns: 55% NIFTY 500 & 45% CRISIL Composite Bond Fund Index |
-- | -- | 15.38% | 5.72% | 14.59% | 12.45% | 11.59% | 8.72% | -- | |||
| Income Fund | Equity | 20.8626 | 17.27% | 9.34% | 14.87% | 9.37% | 14.07% | 8.73% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Composite Bond Fund Index |
-- | -- | 13.65% | 10.45% | 12.08% | 9.28% | 9.77% | 8.59% | -- | |||
| Money Market Fund | Equity | 20.8626 | 17.27% | 7.75% | 14.87% | 8.36% | 14.07% | 8.24% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | 7.46% | 7.75% | 8.24% | 8.43% | 8.44% | 7.86% | -- | |||
| Total Allocation (should be exactly 100%) | Total Allocation (should be exactly 100%) |
0%
|
||||||||||
Returns (As on ). Past performance is not indicative of future performance
Since you have selected (Fund Name) Fund, you have activated the Automatic Transfer Strategy. With this strategy your premium will be automatically transferred between the funds of your choice on the date selected by you.
From
To
On
Amount
Please accept all terms and conditions.
Your request for Automatic Transfer Strategy will be processed only if there are sufficient funds in the Source Fund selected by you.To discontinue the Automatic Transfer Strategy, you will have to contact us through phone or email or visit our branch
SFIN: Multi Cap Growth Fund(ULIF 085 24/11/09 LMCapGro 105), Bluechip Fund (ULIF 087 24/11/09 LBluChip 105), Opportunities Fund(ULIF 086 24/11/09 LOpport 105), Multi Cap Balanced Fund(ULIF 088 24/11/09 LMCapBal 105), Income Fund(ULIF 089 24/11/09 LIncome 105), Money Market Fund(ULIF 090 24/11/09 LMoneyMkt 105) Maximiser V Fund(ULIF 114 15/03/11 LMaximis5 105)
Goal: Potential to create wealth for your future goals and protect your loved ones
- 4 portfolio strategies1
- 11 funds choices
- Life cover
- Tax benefit#
%
Payment Term: 10
Policy Term: 10 years
Policy Term: 10 years
8.24% - 14.95%
Low Risk Fund**High Risk Fund
Click to see details below
**Returns displayed are not indicative of lowest returns.
6.4 lakh
@ 4% p.a.
11.7 lakh
@ 8% p.a.
Goal: Potential to create wealth for your future goals and protect your loved ones
Details (+)
Product Details
- Potential for higher returns
- Fund Switch
- Premium Redirection
- Loyalty Additions^
- Wealth Boosters+
- Life Cover
Downloads
Select the funds you wish to invest in:
Fund selection based on my age
Funds selection as per my choice
Target Asset Allocation Strategy
Trigger Portfolio Strategy 2
| Fund allocation | ||
|---|---|---|
| Age (yrs) | Multi-cap growth fund | Income fund |
| 0-25 | 80% | 20% |
| 26-35 | 75% | 25% |
| 36-45 | 65% | 35% |
| 46-55 | 55% | 45% |
| 56-65 | 45% | 55% |
| 66+ | 35% | 65% |
Here, we will invest your money based on your age.
Your investment will be rearranged between two funds as you move from one age band to another. This ensures that the risk attached to your investment is adjusted as you progress in life. First, your money gets invested in equity and will then move to debt.
proceed to buy
Funds selection as per my choice
Here, you can choose which fund you want to invest in and keep changing the allocation as you wish. Choose this only if you have knowledge and time to decide which fund is best for you.
| Fund & Benchmark Details | Type of fund | Latest NAV (in Rs.) |
Returns (p.a.) | Returns (p.a.) | Inception Date | Fund allocation (%) |
||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 2 Year | 3 Year | 4 Year | 5 Year | Since Inception | |||||||
| Maximiser V | Equity | 20.8626 | 17.27% | 0.61% | 14.87% | 15.08% | 14.07% | 13.88% | August 29, 2011 |
|
||
| Benchmark Returns: S & P BSE 100 | -- | -- | 15.29% | -0.40% | 13.30% | 12.58% | 11.15% | 11.10% | -- | |||
| Multi Cap Growth Fund | Equity | 20.8626 | 17.27% | 5.20% | 14.87% | 17.35% | 14.07% | 13.88% | August 29, 2011 |
|
||
| Benchmark Returns: NIFTY 500 | -- | -- | 16.26% | 1.47% | 16.14% | 14.54% | 12.55% | 8.23% | -- | |||
| Opportunities Fund | Equity | 20.8626 | 17.27% | 3.22% | 14.87% | 15.71% | 14.07% | 10.07% | August 29, 2011 |
|
||
| Benchmark Returns: BSE 200 | -- | -- | 15.84% | 0.82% | 15.11% | 13.70% | 12.01% | 8.02% | -- | |||
| Bluechip Fund | Equity | 20.8626 | 17.27% | 1.70% | 14.87% | 13.32% | 14.07% | 7.83% | August 29, 2011 |
|
||
| Benchmark Returns: NIFTY 50 | -- | -- | 13.08% | -1.41% | 12.01% | 11.75% | 10.48% | 7.50% | -- | |||
| Multi Cap Balanced Fund | Equity | 20.8626 | 17.27% | 5.98% | 14.87% | 14.04% | 14.07% | 9.70% | August 29, 2011 |
|
||
| Benchmark Returns: 55% NIFTY 500 & 45% CRISIL Composite Bond Fund Index |
-- | -- | 15.38% | 5.72% | 14.59% | 12.45% | 11.59% | 8.72% | -- | |||
| Income Fund | Equity | 20.8626 | 17.27% | 9.34% | 14.87% | 9.37% | 14.07% | 8.73% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Composite Bond Fund Index |
-- | -- | 13.65% | 10.45% | 12.08% | 9.28% | 9.77% | 8.59% | -- | |||
| Money Market Fund | Equity | 20.8626 | 17.27% | 7.75% | 14.87% | 8.36% | 14.07% | 8.24% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | 7.46% | 7.75% | 8.24% | 8.43% | 8.44% | 7.86% | -- | |||
| Maximise India Fund | Equity | 20.8626 | 17.27% | 7.75% | 14.87% | 8.36% | 14.07% | 8.24% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | 7.46% | 7.75% | 8.24% | 8.43% | 8.44% | 7.86% | -- | |||
| Active Asset Allocation Balanced Fund |
Balanced | -- | -- | -- | -- | -- | -- | -- | -- |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | -- | -- | -- | -- | -- | -- | -- | |||
Value Enhancer Fund  |
Equity | -- | NA | NA | NA | NA | NA | -- | July 11, 2018 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | NA | NA | NA | NA | NA | -- | ||||
| Secure Opportunities Fund |
Debt | -- | NA | NA | NA | NA | NA | -- | July 11, 2018 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | NA | NA | NA | NA | NA | -- | -- | |||
| Total Allocation (should be exactly 100%) | Total Allocation (should be exactly 100%) |
0%
|
||||||||||
Returns (As on ). Past performance is not indicative of future performance
Since you have selected (Fund Name) Fund, you have activated the Automatic Transfer Strategy. With this strategy your premium will be automatically transferred between the funds of your choice on the date selected by you.
From
To
On
Amount
Please accept all terms and conditions.
Your request for Automatic Transfer Strategy will be processed only if there are sufficient funds in the Source Fund selected by you.To discontinue the Automatic Transfer Strategy, you will have to contact us through phone or email or visit our branch
SFIN: Multi Cap Growth Fund(ULIF 085 24/11/09 LMCapGro 105), Bluechip Fund (ULIF 087 24/11/09 LBluChip 105), Opportunities Fund(ULIF 086 24/11/09 LOpport 105), Multi Cap Balanced Fund(ULIF 088 24/11/09 LMCapBal 105), Income Fund(ULIF 089 24/11/09 LIncome 105), Money Market Fund(ULIF 090 24/11/09 LMoneyMkt 105) Maximiser V Fund(ULIF 114 15/03/11 LMaximis5 105)
Target Asset Allocation Strategy
Please select 2 funds to activate the Target Asset Allocation Strategy. After your selection, every quarter (3 months), we will redistribute your investment to maintain your desired asset allocation.
| Fund & Benchmark Details | Type of fund | Latest NAV (in Rs.) |
Returns (p.a.) | Returns (p.a.) | Inception Date | Fund allocation (%) |
||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 2 Year | 3 Year | 4 Year | 5 Year | Since Inception | |||||||
| Maximiser V | Equity | 20.8626 | 17.27% | 0.61% | 14.87% | 15.08% | 14.07% | 13.88% | August 29, 2011 |
|
||
| Benchmark Returns: S & P BSE 100 | -- | -- | 15.29% | -0.40% | 13.30% | 12.58% | 11.15% | 11.10% | -- | |||
| Multi Cap Growth Fund | Equity | 20.8626 | 17.27% | 5.20% | 14.87% | 17.35% | 14.07% | 13.88% | August 29, 2011 |
|
||
| Benchmark Returns: NIFTY 500 | -- | -- | 16.26% | 1.47% | 16.14% | 14.54% | 12.55% | 8.23% | -- | |||
| Opportunities Fund | Equity | 20.8626 | 17.27% | 3.22% | 14.87% | 15.71% | 14.07% | 10.07% | August 29, 2011 |
|
||
| Benchmark Returns: BSE 200 | -- | -- | 15.84% | 0.82% | 15.11% | 13.70% | 12.01% | 8.02% | -- | |||
| Bluechip Fund | Equity | 20.8626 | 17.27% | 1.70% | 14.87% | 13.32% | 14.07% | 7.83% | August 29, 2011 |
|
||
| Benchmark Returns: NIFTY 50 | -- | -- | 13.08% | -1.41% | 12.01% | 11.75% | 10.48% | 7.50% | -- | |||
| Multi Cap Balanced Fund | Equity | 20.8626 | 17.27% | 5.98% | 14.87% | 14.04% | 14.07% | 9.70% | August 29, 2011 |
|
||
| Benchmark Returns: 55% NIFTY 500 & 45% CRISIL Composite Bond Fund Index |
-- | -- | 15.38% | 5.72% | 14.59% | 12.45% | 11.59% | 8.72% | -- | |||
| Income Fund | Equity | 20.8626 | 17.27% | 9.34% | 14.87% | 9.37% | 14.07% | 8.73% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Composite Bond Fund Index |
-- | -- | 13.65% | 10.45% | 12.08% | 9.28% | 9.77% | 8.59% | -- | |||
| Money Market Fund | Equity | 20.8626 | 17.27% | 7.75% | 14.87% | 8.36% | 14.07% | 8.24% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | 7.46% | 7.75% | 8.24% | 8.43% | 8.44% | 7.86% | -- | |||
| Maximise India Fund | Equity | 20.8626 | 17.27% | 7.75% | 14.87% | 8.36% | 14.07% | 8.24% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | 7.46% | 7.75% | 8.24% | 8.43% | 8.44% | 7.86% | -- | |||
| Active Asset Allocation Balanced Fund |
Balanced | -- | -- | -- | -- | -- | -- | -- | -- |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | -- | -- | -- | -- | -- | -- | -- | |||
| Value Enhancer Fund |
Equity | -- | NA | NA | NA | NA | NA | -- | July 11, 2018 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | NA | NA | NA | NA | NA | -- | -- | |||
| Secure Opportunities Fund |
Debt | -- | NA | NA | NA | NA | NA | -- | July 11, 2018 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | NA | NA | NA | NA | NA | -- | -- | |||
| Total Allocation (should be exactly 100%) and only choose any two option. | Total Allocation (should be exactly 100%) and only choose any two option. |
0%
|
||||||||||
Returns (As on ). Past performance is not indicative of future performance
Trigger Portfolio Strategy 2
Under this strategy, the Policyholder's investments will initially be distributed between two funds - Multi Cap Growth Fund, an equity oriented fund, and Income Fund, a debt oriented fund, in a 75%: 25% proportion. This allocation may subsequently change on account of market movements. The portfolio will be rebalanced on the occurrence of a trigger event.
A trigger event is defined as a 10% upward or downward movement in NAV of Multi Cap Growth Fund since the previous rebalancing. For determining the first trigger event, the movement of 10% in NAV of Multi Cap Growth Fund will be measured vis-a-vis the NAV on the date of allocation of units at inception as the reference.
On the occurrence of a trigger event, Fund Value in Multi Cap Growth Fund in excess of three times the Fund Value in Income Fund is transferred to Money Market Fund, a liquid fund, by cancellation of appropriate units from the Multi Cap Growth Fund. This ensures that the gains are capitalized, while maintaining the asset allocation between Multi Cap Growth Fund and Income Fund at 75%:25%.
If the Fund Value in Multi Cap Growth Fund does not exceed three times the Fund Value in Income Fund, funds in Multi Cap Growth Fund, Income Fund and Money Market Fund are redistributed in Multi Cap Growth Fund and Income Fund in 75:25 proportion.
A trigger event is defined as a 10% upward or downward movement in NAV of Multi Cap Growth Fund since the previous rebalancing. For determining the first trigger event, the movement of 10% in NAV of Multi Cap Growth Fund will be measured vis-a-vis the NAV on the date of allocation of units at inception as the reference.
On the occurrence of a trigger event, Fund Value in Multi Cap Growth Fund in excess of three times the Fund Value in Income Fund is transferred to Money Market Fund, a liquid fund, by cancellation of appropriate units from the Multi Cap Growth Fund. This ensures that the gains are capitalized, while maintaining the asset allocation between Multi Cap Growth Fund and Income Fund at 75%:25%.
If the Fund Value in Multi Cap Growth Fund does not exceed three times the Fund Value in Income Fund, funds in Multi Cap Growth Fund, Income Fund and Money Market Fund are redistributed in Multi Cap Growth Fund and Income Fund in 75:25 proportion.
| Fund allocation | |
|---|---|
| Multi-cap growth fund | Income fund |
| 75% | 25% |
proceed to buy
Goal: Personalised plan for potential to create wealth and financial protection
- Automatic Transfer Strategy (ATS)
- Wealth Boosters2
- Choice of protection level
- Tax benefit#
%
Payment Term: 10
Policy Term: 10 years
Policy Term: 10 years
8.24% - 14.95%
Low Risk Fund**High Risk Fund
Click to see details below
**Returns displayed are not indicative of lowest returns.
6.4 lakh
@ 4% p.a.
11.7 lakh
@ 8% p.a.
Goal: Personalised plan for potential to create wealth and financial protection
Details (+)
Product Details
- Potential for higher returns
- Fund Switch
- Premium Redirection
- Loyalty Additions^
- Wealth Boosters+
- Life Cover
Downloads
Select the funds you wish to invest in:
Fund selection based on my age
Funds selection as per my choice
Target Asset Allocation Strategy
Trigger Portfolio Strategy 2
| Fund allocation | ||
|---|---|---|
| Age (yrs) | Multi-cap growth fund | Income fund |
| 0-25 | 80% | 20% |
| 26-35 | 75% | 25% |
| 36-45 | 65% | 35% |
| 46-55 | 55% | 45% |
| 56-65 | 45% | 55% |
| 66+ | 35% | 65% |
Here, we will invest your money based on your age.
Your investment will be rearranged between two funds as you move from one age band to another. This ensures that the risk attached to your investment is adjusted as you progress in life. First, your money gets invested in equity and will then move to debt.
proceed to buy
Funds selection as per my choice
Here, you can choose which fund you want to invest in and keep changing the allocation as you wish. Choose this only if you have knowledge and time to decide which fund is best for you.
| Fund & Benchmark Details | Type of fund | Latest NAV (in Rs.) |
Returns (p.a.) | Returns (p.a.) | Inception Date | Fund allocation (%) |
||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 2 Year | 3 Year | 4 Year | 5 Year | Since Inception | |||||||
| Maximiser V | Equity | 20.8626 | 17.27% | 0.61% | 14.87% | 15.08% | 14.07% | 13.88% | August 29, 2011 |
|
||
| Benchmark Returns: S & P BSE 100 | -- | -- | 15.29% | -0.40% | 13.30% | 12.58% | 11.15% | 11.10% | -- | |||
| Multi Cap Growth Fund | Equity | 20.8626 | 17.27% | 5.20% | 14.87% | 17.35% | 14.07% | 13.88% | August 29, 2011 |
|
||
| Benchmark Returns: NIFTY 500 | -- | -- | 16.26% | 1.47% | 16.14% | 14.54% | 12.55% | 8.23% | -- | |||
| Opportunities Fund | Equity | 20.8626 | 17.27% | 3.22% | 14.87% | 15.71% | 14.07% | 10.07% | August 29, 2011 |
|
||
| Benchmark Returns: BSE 200 | -- | -- | 15.84% | 0.82% | 15.11% | 13.70% | 12.01% | 8.02% | -- | |||
| Bluechip Fund | Equity | 20.8626 | 17.27% | 1.70% | 14.87% | 13.32% | 14.07% | 7.83% | August 29, 2011 |
|
||
| Benchmark Returns: NIFTY 50 | -- | -- | 13.08% | -1.41% | 12.01% | 11.75% | 10.48% | 7.50% | -- | |||
| Multi Cap Balanced Fund | Equity | 20.8626 | 17.27% | 5.98% | 14.87% | 14.04% | 14.07% | 9.70% | August 29, 2011 |
|
||
| Benchmark Returns: 55% NIFTY 500 & 45% CRISIL Composite Bond Fund Index |
-- | -- | 15.38% | 5.72% | 14.59% | 12.45% | 11.59% | 8.72% | -- | |||
| Income Fund | Equity | 20.8626 | 17.27% | 9.34% | 14.87% | 9.37% | 14.07% | 8.73% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Composite Bond Fund Index |
-- | -- | 13.65% | 10.45% | 12.08% | 9.28% | 9.77% | 8.59% | -- | |||
| Money Market Fund | Equity | 20.8626 | 17.27% | 7.75% | 14.87% | 8.36% | 14.07% | 8.24% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | 7.46% | 7.75% | 8.24% | 8.43% | 8.44% | 7.86% | -- | |||
| Maximise India Fund | Equity | 20.8626 | 17.27% | 7.75% | 14.87% | 8.36% | 14.07% | 8.24% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | 7.46% | 7.75% | 8.24% | 8.43% | 8.44% | 7.86% | -- | |||
| Active Asset Allocation Balanced Fund --> |
Balanced | -- | -- | -- | -- | -- | -- | -- | -- |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | -- | -- | -- | -- | -- | -- | -- | |||
| Value Enhancer Fund |
Equity | -- | NA | NA | NA | NA | NA | -- | July 11, 2018 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | NA | NA | NA | NA | NA | -- | -- | |||
| Secure Opportunities Fund |
Debt | -- | NA | NA | NA | NA | NA | -- | July 11, 2018 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | NA | NA | NA | NA | NA | -- | -- | |||
| Total Allocation (should be exactly 100%) | Total Allocation (should be exactly 100%) |
0%
|
||||||||||
Returns (As on ). Past performance is not indicative of future performance
Since you have selected (Fund Name) Fund, you have activated the Automatic Transfer Strategy. With this strategy your premium will be automatically transferred between the funds of your choice on the date selected by you.
From
To
On
Amount
Please accept all terms and conditions.
Your request for Automatic Transfer Strategy will be processed only if there are sufficient funds in the Source Fund selected by you.To discontinue the Automatic Transfer Strategy, you will have to contact us through phone or email or visit our branch
SFIN: Multi Cap Growth Fund(ULIF 085 24/11/09 LMCapGro 105), Bluechip Fund (ULIF 087 24/11/09 LBluChip 105), Opportunities Fund(ULIF 086 24/11/09 LOpport 105), Multi Cap Balanced Fund(ULIF 088 24/11/09 LMCapBal 105), Income Fund(ULIF 089 24/11/09 LIncome 105), Money Market Fund(ULIF 090 24/11/09 LMoneyMkt 105) Maximiser V Fund(ULIF 114 15/03/11 LMaximis5 105)
Target Asset Allocation Strategy
Please select 2 funds to activate the Target Asset Allocation Strategy. After your selection, every quarter (3 months), we will redistribute your investment to maintain your desired asset allocation.
| Fund & Benchmark Details | Type of fund | Latest NAV (in Rs.) |
Returns (p.a.) | Returns (p.a.) | Inception Date | Fund allocation (%) |
||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 2 Year | 3 Year | 4 Year | 5 Year | Since Inception | |||||||
| Maximiser V | Equity | 20.8626 | 17.27% | 0.61% | 14.87% | 15.08% | 14.07% | 13.88% | August 29, 2011 |
|
||
| Benchmark Returns: S & P BSE 100 | -- | -- | 15.29% | -0.40% | 13.30% | 12.58% | 11.15% | 11.10% | -- | |||
| Multi Cap Growth Fund | Equity | 20.8626 | 17.27% | 5.20% | 14.87% | 17.35% | 14.07% | 13.88% | August 29, 2011 |
|
||
| Benchmark Returns: NIFTY 500 | -- | -- | 16.26% | 1.47% | 16.14% | 14.54% | 12.55% | 8.23% | -- | |||
| Opportunities Fund | Equity | 20.8626 | 17.27% | 3.22% | 14.87% | 15.71% | 14.07% | 10.07% | August 29, 2011 |
|
||
| Benchmark Returns: BSE 200 | -- | -- | 15.84% | 0.82% | 15.11% | 13.70% | 12.01% | 8.02% | -- | |||
| Bluechip Fund | Equity | 20.8626 | 17.27% | 1.70% | 14.87% | 13.32% | 14.07% | 7.83% | August 29, 2011 |
|
||
| Benchmark Returns: NIFTY 50 | -- | -- | 13.08% | -1.41% | 12.01% | 11.75% | 10.48% | 7.50% | -- | |||
| Multi Cap Balanced Fund | Equity | 20.8626 | 17.27% | 5.98% | 14.87% | 14.04% | 14.07% | 9.70% | August 29, 2011 |
|
||
| Benchmark Returns: 55% NIFTY 500 & 45% CRISIL Composite Bond Fund Index |
-- | -- | 15.38% | 5.72% | 14.59% | 12.45% | 11.59% | 8.72% | -- | |||
| Income Fund | Equity | 20.8626 | 17.27% | 9.34% | 14.87% | 9.37% | 14.07% | 8.73% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Composite Bond Fund Index |
-- | -- | 13.65% | 10.45% | 12.08% | 9.28% | 9.77% | 8.59% | -- | |||
| Money Market Fund | Equity | 20.8626 | 17.27% | 7.75% | 14.87% | 8.36% | 14.07% | 8.24% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | 7.46% | 7.75% | 8.24% | 8.43% | 8.44% | 7.86% | -- | |||
| Maximise India Fund | Equity | 20.8626 | 17.27% | 7.75% | 14.87% | 8.36% | 14.07% | 8.24% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | 7.46% | 7.75% | 8.24% | 8.43% | 8.44% | 7.86% | -- | |||
| Active Asset Allocation Balanced Fund |
Balanced | -- | -- | - | -- | -- | -- | -- | -- |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | -- | -- | -- | -- | -- | -- | -- | |||
| Value Enhancer Fund |
Equity | -- | NA | NA | NA | NA | NA | -- | July 11, 2018 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | NA | NA | NA | NA | NA | -- | -- | |||
| Secure Opportunities Fund |
Debt | -- | NA | NA | NA | NA | NA | -- | July 11, 2018 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | NA | NA | NA | NA | NA | -- | -- | |||
| Total Allocation (should be exactly 100%) and only choose any two option. | Total Allocation (should be exactly 100%) and only choose any two option. |
0%
|
||||||||||
Returns (As on ). Past performance is not indicative of future performance
Trigger Portfolio Strategy 2
Under this strategy, the Policyholder's investments will initially be distributed between two funds - Multi Cap Growth Fund, an equity oriented fund, and Income Fund, a debt oriented fund, in a 75%: 25% proportion. This allocation may subsequently change on account of market movements. The portfolio will be rebalanced on the occurrence of a trigger event.
A trigger event is defined as a 10% upward or downward movement in NAV of Multi Cap Growth Fund since the previous rebalancing. For determining the first trigger event, the movement of 10% in NAV of Multi Cap Growth Fund will be measured vis-a-vis the NAV on the date of allocation of units at inception as the reference.
On the occurrence of a trigger event, Fund Value in Multi Cap Growth Fund in excess of three times the Fund Value in Income Fund is transferred to Money Market Fund, a liquid fund, by cancellation of appropriate units from the Multi Cap Growth Fund. This ensures that the gains are capitalized, while maintaining the asset allocation between Multi Cap Growth Fund and Income Fund at 75%:25%.
If the Fund Value in Multi Cap Growth Fund does not exceed three times the Fund Value in Income Fund, funds in Multi Cap Growth Fund, Income Fund and Money Market Fund are redistributed in Multi Cap Growth Fund and Income Fund in 75:25 proportion.
A trigger event is defined as a 10% upward or downward movement in NAV of Multi Cap Growth Fund since the previous rebalancing. For determining the first trigger event, the movement of 10% in NAV of Multi Cap Growth Fund will be measured vis-a-vis the NAV on the date of allocation of units at inception as the reference.
On the occurrence of a trigger event, Fund Value in Multi Cap Growth Fund in excess of three times the Fund Value in Income Fund is transferred to Money Market Fund, a liquid fund, by cancellation of appropriate units from the Multi Cap Growth Fund. This ensures that the gains are capitalized, while maintaining the asset allocation between Multi Cap Growth Fund and Income Fund at 75%:25%.
If the Fund Value in Multi Cap Growth Fund does not exceed three times the Fund Value in Income Fund, funds in Multi Cap Growth Fund, Income Fund and Money Market Fund are redistributed in Multi Cap Growth Fund and Income Fund in 75:25 proportion.
| Fund allocation | |
|---|---|
| Multi-cap growth fund | Income fund |
| 75% | 25% |
proceed to buy
Goal: Exclusive plan with multiple options for potential to create wealth and life cover
- 4 unique portfolio strategies1
- 11 funds to invest with unlimited switch option
- Protection for your loved ones with life cover
- Tax benefit#
1.02%
Payment Term: 10
Policy Term: 10 years
Policy Term: 10 years
8.24% - 14.95%
Low Risk Fund**High Risk Fund
Click to see details below
**Returns displayed are not indicative of lowest returns.
6.4 lakh
@ 4% p.a.
11.7 lakh
@ 8% p.a.
Goal: Exclusive plan with multiple options for potential to create wealth and life cover
Details (+)
Product Details
- Potential for higher returns
- Fund Switch
- Premium Redirection
- Loyalty Additions^
- Wealth Boosters+
- Life Cover
Downloads
Select the funds you wish to invest in:
Fund selection based on my age
Funds selection as per my choice
Target Asset Allocation Strategy
Trigger Portfolio Strategy 2
| Fund allocation | ||
|---|---|---|
| Age (yrs) | Multi-cap growth fund | Income fund |
| 0-25 | 80% | 20% |
| 26-35 | 75% | 25% |
| 36-45 | 65% | 35% |
| 46-55 | 55% | 45% |
| 56-65 | 45% | 55% |
| 66+ | 35% | 65% |
Here, we will invest your money based on your age.
Your investment will be rearranged between two funds as you move from one age band to another. This ensures that the risk attached to your investment is adjusted as you progress in life. First, your money gets invested in equity and will then move to debt.
proceed to buy
Funds selection as per my choice
Here, you can choose which fund you want to invest in and keep changing the allocation as you wish. Choose this only if you have knowledge and time to decide which fund is best for you.
| Fund & Benchmark Details | Type of fund | Latest NAV (in Rs.) |
Returns (p.a.) | Returns (p.a.) | Inception Date | Fund allocation (%) |
||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 2 Year | 3 Year | 4 Year | 5 Year | Since Inception | |||||||
| Maximiser V | Equity | 20.8626 | 17.27% | 0.61% | 14.87% | 15.08% | 14.07% | 13.88% | August 29, 2011 |
|
||
| Benchmark Returns: S & P BSE 100 | -- | -- | 15.29% | -0.40% | 13.30% | 12.58% | 11.15% | 11.10% | -- | |||
| Multi Cap Growth Fund | Equity | 20.8626 | 17.27% | 5.20% | 14.87% | 17.35% | 14.07% | 13.88% | August 29, 2011 |
|
||
| Benchmark Returns: NIFTY 500 | -- | -- | 16.26% | 1.47% | 16.14% | 14.54% | 12.55% | 8.23% | -- | |||
| Opportunities Fund | Equity | 20.8626 | 17.27% | 3.22% | 14.87% | 15.71% | 14.07% | 10.07% | August 29, 2011 |
|
||
| Benchmark Returns: BSE 200 | -- | -- | 15.84% | 0.82% | 15.11% | 13.70% | 12.01% | 8.02% | -- | |||
| Bluechip Fund | Equity | 20.8626 | 17.27% | 1.70% | 14.87% | 13.32% | 14.07% | 7.83% | August 29, 2011 |
|
||
| Benchmark Returns: NIFTY 50 | -- | -- | 13.08% | -1.41% | 12.01% | 11.75% | 10.48% | 7.50% | -- | |||
| Multi Cap Balanced Fund | Equity | 20.8626 | 17.27% | 5.98% | 14.87% | 14.04% | 14.07% | 9.70% | August 29, 2011 |
|
||
| Benchmark Returns: 55% NIFTY 500 & 45% CRISIL Composite Bond Fund Index |
-- | -- | 15.38% | 5.72% | 14.59% | 12.45% | 11.59% | 8.72% | -- | |||
| Income Fund | Equity | 20.8626 | 17.27% | 9.34% | 14.87% | 9.37% | 14.07% | 8.73% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Composite Bond Fund Index |
-- | -- | 13.65% | 10.45% | 12.08% | 9.28% | 9.77% | 8.59% | -- | |||
| Money Market Fund | Equity | 20.8626 | 17.27% | 7.75% | 14.87% | 8.36% | 14.07% | 8.24% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | 7.46% | 7.75% | 8.24% | 8.43% | 8.44% | 7.86% | -- | |||
| Maximise India Fund | Equity | 20.8626 | 17.27% | 7.75% | 14.87% | 8.36% | 14.07% | 8.24% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | 7.46% | 7.75% | 8.24% | 8.43% | 8.44% | 7.86% | -- | |||
| Active Asset Allocation Balanced Fund |
Balanced | -- | -- | -- | -- | -- | -- | -- | -- |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | -- | -- | -- | -- | -- | -- | -- | |||
| Value Enhancer Fund |
Equity | -- | NA | NA | NA | NA | NA | -- | July 11, 2018 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | NA | NA | NA | NA | NA | -- | -- | |||
| Secure Opportunities Fund |
Debt | -- | NA | NA | NA | NA | NA | -- | July 11, 2018 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | NA | NA | NA | NA | NA | -- | -- | |||
| Total Allocation (should be exactly 100%) | Total Allocation (should be exactly 100%) |
0%
|
||||||||||
Returns (As on ). Past performance is not indicative of future performance
Since you have selected (Fund Name) Fund, you have activated the Automatic Transfer Strategy. With this strategy your premium will be automatically transferred between the funds of your choice on the date selected by you.
From
To
On
Amount
Please accept all terms and conditions.
Your request for Automatic Transfer Strategy will be processed only if there are sufficient funds in the Source Fund selected by you.To discontinue the Automatic Transfer Strategy, you will have to contact us through phone or email or visit our branch
SFIN: Multi Cap Growth Fund(ULIF 085 24/11/09 LMCapGro 105), Bluechip Fund (ULIF 087 24/11/09 LBluChip 105), Opportunities Fund(ULIF 086 24/11/09 LOpport 105), Multi Cap Balanced Fund(ULIF 088 24/11/09 LMCapBal 105), Income Fund(ULIF 089 24/11/09 LIncome 105), Money Market Fund(ULIF 090 24/11/09 LMoneyMkt 105) Maximiser V Fund(ULIF 114 15/03/11 LMaximis5 105)
Target Asset Allocation Strategy
Please select 2 funds to activate the Target Asset Allocation Strategy. After your selection, every quarter (3 months), we will redistribute your investment to maintain your desired asset allocation.
| Fund & Benchmark Details | Type of fund | Latest NAV (in Rs.) |
Returns (p.a.) | Returns (p.a.) | Inception Date | Fund allocation (%) |
||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 2 Year | 3 Year | 4 Year | 5 Year | Since Inception | |||||||
| Maximiser V | Equity | 20.8626 | 17.27% | 0.61% | 14.87% | 15.08% | 14.07% | 13.88% | August 29, 2011 |
|
||
| Benchmark Returns: S & P BSE 100 | -- | -- | 15.29% | -0.40% | 13.30% | 12.58% | 11.15% | 11.10% | -- | |||
| Multi Cap Growth Fund | Equity | 20.8626 | 17.27% | 5.20% | 14.87% | 17.35% | 14.07% | 13.88% | August 29, 2011 |
|
||
| Benchmark Returns: NIFTY 500 | -- | -- | 16.26% | 1.47% | 16.14% | 14.54% | 12.55% | 8.23% | -- | |||
| Opportunities Fund | Equity | 20.8626 | 17.27% | 3.22% | 14.87% | 15.71% | 14.07% | 10.07% | August 29, 2011 |
|
||
| Benchmark Returns: BSE 200 | -- | -- | 15.84% | 0.82% | 15.11% | 13.70% | 12.01% | 8.02% | -- | |||
| Bluechip Fund | Equity | 20.8626 | 17.27% | 1.70% | 14.87% | 13.32% | 14.07% | 7.83% | August 29, 2011 |
|
||
| Benchmark Returns: NIFTY 50 | -- | -- | 13.08% | -1.41% | 12.01% | 11.75% | 10.48% | 7.50% | -- | |||
| Multi Cap Balanced Fund | Equity | 20.8626 | 17.27% | 5.98% | 14.87% | 14.04% | 14.07% | 9.70% | August 29, 2011 |
|
||
| Benchmark Returns: 55% NIFTY 500 & 45% CRISIL Composite Bond Fund Index |
-- | -- | 15.38% | 5.72% | 14.59% | 12.45% | 11.59% | 8.72% | -- | |||
| Income Fund | Equity | 20.8626 | 17.27% | 9.34% | 14.87% | 9.37% | 14.07% | 8.73% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Composite Bond Fund Index |
-- | -- | 13.65% | 10.45% | 12.08% | 9.28% | 9.77% | 8.59% | -- | |||
| Money Market Fund | Equity | 20.8626 | 17.27% | 7.75% | 14.87% | 8.36% | 14.07% | 8.24% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | 7.46% | 7.75% | 8.24% | 8.43% | 8.44% | 7.86% | -- | |||
| Maximise India Fund | Equity | 20.8626 | 17.27% | 7.75% | 14.87% | 8.36% | 14.07% | 8.24% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | 7.46% | 7.75% | 8.24% | 8.43% | 8.44% | 7.86% | -- | |||
| Active Asset Allocation Balanced Fund |
Balanced | -- | -- | -- | -- | -- | -- | -- | -- |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | -- | -- | -- | -- | -- | -- | -- | |||
| Value Enhancer Fund |
Equity | -- | NA | NA | NA | NA | NA | -- | July 11, 2018 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | NA | NA | NA | NA | NA | -- | -- | |||
| Secure Opportunities Fund |
Debt | -- | NA | NA | NA | NA | NA | -- | July 11, 2018 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | NA | NA | NA | NA | NA | -- | -- | |||
| Total Allocation (should be exactly 100%) and only choose any two option. | Total Allocation (should be exactly 100%) and only choose any two option. |
0%
|
||||||||||
Returns (As on ). Past performance is not indicative of future performance
Trigger Portfolio Strategy 2
Under this strategy, the Policyholder's investments will initially be distributed between two funds - Multi Cap Growth Fund, an equity oriented fund, and Income Fund, a debt oriented fund, in a 75%: 25% proportion. This allocation may subsequently change on account of market movements. The portfolio will be rebalanced on the occurrence of a trigger event.
A trigger event is defined as a 10% upward or downward movement in NAV of Multi Cap Growth Fund since the previous rebalancing. For determining the first trigger event, the movement of 10% in NAV of Multi Cap Growth Fund will be measured vis-a-vis the NAV on the date of allocation of units at inception as the reference.
On the occurrence of a trigger event, Fund Value in Multi Cap Growth Fund in excess of three times the Fund Value in Income Fund is transferred to Money Market Fund, a liquid fund, by cancellation of appropriate units from the Multi Cap Growth Fund. This ensures that the gains are capitalized, while maintaining the asset allocation between Multi Cap Growth Fund and Income Fund at 75%:25%.
If the Fund Value in Multi Cap Growth Fund does not exceed three times the Fund Value in Income Fund, funds in Multi Cap Growth Fund, Income Fund and Money Market Fund are redistributed in Multi Cap Growth Fund and Income Fund in 75:25 proportion.
A trigger event is defined as a 10% upward or downward movement in NAV of Multi Cap Growth Fund since the previous rebalancing. For determining the first trigger event, the movement of 10% in NAV of Multi Cap Growth Fund will be measured vis-a-vis the NAV on the date of allocation of units at inception as the reference.
On the occurrence of a trigger event, Fund Value in Multi Cap Growth Fund in excess of three times the Fund Value in Income Fund is transferred to Money Market Fund, a liquid fund, by cancellation of appropriate units from the Multi Cap Growth Fund. This ensures that the gains are capitalized, while maintaining the asset allocation between Multi Cap Growth Fund and Income Fund at 75%:25%.
If the Fund Value in Multi Cap Growth Fund does not exceed three times the Fund Value in Income Fund, funds in Multi Cap Growth Fund, Income Fund and Money Market Fund are redistributed in Multi Cap Growth Fund and Income Fund in 75:25 proportion.
| Fund allocation | |
|---|---|
| Multi-cap growth fund | Income fund |
| 75% | 25% |
proceed to buy
Goal: Potential to create wealth and life cover to secure your child's future
- Comprehensive Protection
- Premium Waiver Benefit~
- Life cover
- Loyalty Additions^
- Wealth Boosters+
%
Payment Term: 10
Policy Term: 10 years
Policy Term: 10 years
8.24% - 14.95%
Low Risk Fund**High Risk Fund
Click to see details below
**Returns displayed are not indicative of lowest returns.
2 lakh
@ 4% p.a.
3 lakh
@ 8% p.a.
Goal: Potential to create wealth and life cover to secure your child's future
Details (+)
Product Details
- Premium Waiver Benefit~
- Potential For Higher Returns
- Control Of Your Investment
- Bonus
- Tax benefits
Downloads
Select the funds you wish to invest in:
Fund selection based on my age
Funds selection as per my choice
| Fund allocation | ||
|---|---|---|
| Age (yrs) | Multi-cap growth fund | Income fund |
| 0-25 | 80% | 20% |
| 26-35 | 75% | 25% |
| 36-45 | 65% | 35% |
| 46-55 | 55% | 45% |
| 56-65 | 45% | 55% |
Here, we will invest your money based on your age.
Your investment will be rearranged between two funds as you move from one age band to another. This ensures that the risk attached to your investment is adjusted as you progress in life. First, your money gets invested in equity and will then move to debt.
proceed to buy
Funds selection as per my choice
Here, you can choose which fund you want to invest in and keep changing the allocation as you wish. Choose this only if you have knowledge and time to decide which fund is best for you.
| Fund & Benchmark Details | Type of fund | Latest NAV (in Rs.) |
Returns (p.a.) | Returns (p.a.) | Inception Date | Fund allocation (%) |
||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 2 Year | 3 Year | 4 Year | 5 Year | Since Inception | |||||||
| Maximiser V | Equity | 20.8626 | 17.27% | 0.61% | 14.87% | 15.08% | 14.07% | 13.88% | August 29, 2011 |
|
||
| Benchmark Returns: S & P BSE 100 | -- | -- | 15.29% | -0.40% | 13.30% | 12.58% | 11.15% | 11.10% | -- | |||
| Multi Cap Growth Fund | Equity | 20.8626 | 17.27% | 5.20% | 14.87% | 17.35% | 14.07% | 13.88% | August 29, 2011 |
|
||
| Benchmark Returns: NIFTY 500 | -- | -- | 16.26% | 1.47% | 16.14% | 14.54% | 12.55% | 8.23% | -- | |||
| Opportunities Fund | Equity | 20.8626 | 17.27% | 3.22% | 14.87% | 15.71% | 14.07% | 10.07% | August 29, 2011 |
|
||
| Benchmark Returns: BSE 200 | -- | -- | 15.84% | 0.82% | 15.11% | 13.70% | 12.01% | 8.02% | -- | |||
| Bluechip Fund | Equity | 20.8626 | 17.27% | 1.70% | 14.87% | 13.32% | 14.07% | 7.83% | August 29, 2011 |
|
||
| Benchmark Returns: NIFTY 50 | -- | -- | 13.08% | -1.41% | 12.01% | 11.75% | 10.48% | 7.50% | -- | |||
| Maximize India Fund | Equity | 20.8626 | 17.27% | NA | 14.87% | NA | 14.07% | -0.67% | August 29, 2011 |
|
||
| Benchmark Returns: NIFTY 500 | -- | -- | 17.37% | NA | NA | NA | NA | 2.32% | -- | |||
| Multi Cap Balanced Fund | Equity | 20.8626 | 17.27% | 5.98% | 14.87% | 14.04% | 14.07% | 9.70% | August 29, 2011 |
|
||
| Benchmark Returns: 55% NIFTY 500 & 45% CRISIL Composite Bond Fund Index |
-- | -- | 15.38% | 5.72% | 14.59% | 12.45% | 11.59% | 8.72% | -- | |||
| Income Fund | Equity | 20.8626 | 17.27% | 9.34% | 14.87% | 9.37% | 14.07% | 8.73% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Composite Bond Fund Index |
-- | -- | 13.65% | 10.45% | 12.08% | 9.28% | 9.77% | 8.59% | -- | |||
| Money Market Fund | Equity | 20.8626 | 17.27% | 7.75% | 14.87% | 8.36% | 14.07% | 8.24% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | 7.46% | 7.75% | 8.24% | 8.43% | 8.44% | 7.86% | -- | |||
| Value Enhancer Fund |
Equity | -- | NA | NA | NA | NA | NA | -- | July 11, 2018 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | NA | NA | NA | NA | NA | -- | -- | |||
| Secure Opportunities Fund |
Debt | -- | NA | NA | NA | NA | NA | -- | July 11, 2018 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | NA | NA | NA | NA | NA | -- | -- | |||
| Total Allocation (should be exactly 100%) | Total Allocation (should be exactly 100%) |
0%
|
||||||||||
Returns (As on ). Past performance is not indicative of future performance
Since you have selected (Fund Name) Fund, you have activated the Automatic Transfer Strategy. With this strategy your premium will be automatically transferred between the funds of your choice on the date selected by you.
From
To
On
Amount
Please accept all terms and conditions.
Your request for Automatic Transfer Strategy will be processed only if there are sufficient funds in the Source Fund selected by you.To discontinue the Automatic Transfer Strategy, you will have to contact us through phone or email or visit our branch
SFIN: Multi Cap Growth Fund(ULIF 085 24/11/09 LMCapGro 105), Bluechip Fund (ULIF 087 24/11/09 LBluChip 105), Opportunities Fund(ULIF 086 24/11/09 LOpport 105), Multi Cap Balanced Fund(ULIF 088 24/11/09 LMCapBal 105), Income Fund(ULIF 089 24/11/09 LIncome 105), Money Market Fund(ULIF 090 24/11/09 LMoneyMkt 105) Maximiser V Fund(ULIF 114 15/03/11 LMaximis5 105)
Goal: Regular pension for life, for you and your spouse
- Monthly pension for life
- Capital Protection^^
- Pension Boosters
- Low charges
0.84
%
Payment Term: 10
Policy Term: 10 years
Policy Term: 10 years
10.39% - 11.99%
Low Risk Fund**High Risk Fund
Click to see details below
**Returns displayed are not indicative of lowest returns.
9.8 lakh
Yearly pension for life @ 4% p.a.
30 lakh
Yearly pension for life @ 8% p.a.
Goal: Regular pension for life, for you and your spouse
Details (+)
Product Details
- Regular income for life
- Tax Benefits
- Capital Protection^^
- Pension Boosters
- Fund Switch
- Top Up
Downloads
Funds selection as per my choice
Here, you can choose which fund you want to invest in and keep changing the allocation as you wish. Choose this only if you have knowledge and time to decide which fund is best for you.
| Fund & Benchmark Details | Type of fund | Latest NAV (in Rs.) |
Returns (p.a.) | Returns (p.a.) | Inception Date | Fund allocation (%) |
||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 2 Year | 3 Year | 4 Year | 5 Year | Since Inception | |||||||
| Easy Retirement BalancedEasy Retirement SP Balanced Fund | Equity and DebtBalanced | 20.862620.8626 | 17.27%17.27% | 4.31%4.31% | 14.87%14.87% | NANA | 14.07%14.07% | 11.99%11.99% | August 29, 2011August 29, 2011 |
|
||
| Benchmark Returns: 55% CRISIL Composite Bond Fund Index & 45% S&P BSE 100 |
-- | -- | 14.68%14.68% | 5.73%5.73% | 12.92%NA | NANA | NANA | 12.70%11.24% | -- | |||
| Easy Retirement Secure | Debt | 20.8626 | 17.27% | 8.81% | 14.87% | NA | 14.07% | 10.39% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Composite Bond Fund Index |
-- | -- | 13.65% | 10.45% | 12.08% | NA | NA | 11.96% | -- | |||
| Total Allocation (should be exactly 100%) | Total Allocation (should be exactly 100%) |
0%
|
||||||||||
Returns (As on ). Past performance is not indicative of future performance
Goal:Safe returns along with financial protection
- Zero risk to capital: 101% Money back guarantee
- Life cover
- Loyalty Additions^
- Wealth Boosters+
0.72%
Payment Term: 10
Policy Term: 10 years
Policy Term: 10 years
10.69% - 15.43%
Low Risk Fund**High Risk Fund
Click to see details below
**Returns displayed are not indicative of lowest returns.
2.5 lakh
@ 4% p.a.
3.4 lakh
@ 8% p.a.
Goal: Safe returns along with financial protection
Details (+)
Product Details
- Assured Benefits
- Flexibility
- Loyalty Benefits
- Tax Benefit
- Life Cover
Downloads
Fund Allocation
| Fund & Benchmark Details | Type of fund | Latest NAV (in Rs.) |
Returns (p.a.) | Returns (p.a.) | Inception Date | |||||
|---|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 2 Year | 3 Year | 4 Year | 5 Year | Since Inception | |||||
| Life Growth Fund | Equity and Debt | 20.8626 | 17.27% | 0.19% | 14.87% | NA | 14.07% | 11.99%11.99% | August 29, 2011 | |
| Benchmark Returns: S&P BSE 100 | -- | -- | 15.29% | -0.40% | NA | NA | NA | 12.63% | -- | |
| Life Secure Fund | Debt | 20.8626 | 17.27% | 8.97% | 14.87% | NA | 14.07% | 10.39% | August 29, 2011 | |
| Benchmark Returns: CRISIL Composite Bond Fund Index | -- | -- | 13.65% | 10.45% | NA | NA | NA | 12.30% | -- | |
Returns (As on ). Past performance is not indicative of future performance
| Fund allocation | ||
|---|---|---|
| Policy Year | Life Growth Fund
Benchmark: 100% S&P BSE 100. Date of inception: February 28, 2014 |
Life Secure Fund
Benchmark: 100% Crisil composite. Date of inception: February 28, 2014 |
| 1-4 | 60% 45% | 40% 55% |
| 5 | 60% 45% reducing systematically each policy quarter in equal proportion | 40% 55% increasing systematically each policy quarter in equal proportion |
| 6 | 30% 22.5% | 70% 77.5% |
| 7-8 | 20% 15% | 80% 85% |
| 9-10 | 10% | 90% |
Your Money will be invested according to the Guaranteed Wealth Protector Strategy
Your premium will be allocated to the Life Growth Fund and Life Secure Fund in the proportions set our below. Your Fund Value will also be rebalanced to achieve these proportions once every policy quarter.
proceed to buy
Goal: Personalised plan for potential to create wealth and financial protection
- Unlimited tax free fund switches
- 7 funds to invest
- Life cover
- Loyalty Additions^
- Wealth Boosters+
%
Payment Term: 10
Policy Term: 10 years
Policy Term: 10 years
8.24% - 14.95%
Low Risk Fund**High Risk Fund
Click to see details below
**Returns displayed are not indicative of lowest returns.
2 lakh
@ 4% p.a.
3 lakh
@ 8% p.a.
Goal: Personalised plan for potential to create wealth and financial protection
Details (+)
Product Details
- Lower effective FMC
- Top Up
- Partial Withdrawal
- Choice of policy strategy
- Premium Redirection
Downloads
Select the funds you wish to invest in:
Fund selection based on my age
Funds selection as per my choice
| Fund allocation | ||
|---|---|---|
| Age (yrs) | Multi-cap growth fund | Income fund |
| 0-25 | 85% | 15% |
| 26-35 | 75% | 25% |
| 36-45 | 65% | 35% |
| 46-55 | 55% | 45% |
| 56-65 | 45% | 55% |
Here, we will invest your money based on your age.
Your investment will be rearranged between two funds as you move from one age band to another. This ensures that the risk attached to your investment is adjusted as you progress in life. First, your money gets invested in equity and will then move to debt.
proceed to buy
Funds selection as per my choice
Here, you can choose which fund you want to invest in and keep changing the allocation as you wish. Choose this only if you have knowledge and time to decide which fund is best for you.
| Fund & Benchmark Details | Type of fund | Latest NAV (in Rs.) |
Returns (p.a.) | Returns (p.a.) | Inception Date | Fund allocation (%) |
||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 2 Year | 3 Year | 4 Year | 5 Year | Since Inception | |||||||
| Maximiser V | Equity | 20.8626 | 17.27% | 0.61% | 14.87% | 15.08% | 14.07% | 13.88% | August 29, 2011 |
|
||
| Benchmark Returns: S & P BSE 100 | -- | -- | 15.29% | -0.40% | 13.30% | 12.58% | 11.15% | 11.10% | -- | |||
| Multi Cap Growth Fund | Equity | 20.8626 | 17.27% | 5.20% | 14.87% | 17.35% | 14.07% | 13.88% | August 29, 2011 |
|
||
| Benchmark Returns: NIFTY 500 | -- | -- | 16.26% | 1.47% | 16.14% | 14.54% | 12.55% | 8.23% | -- | |||
| Opportunities Fund | Equity | 20.8626 | 17.27% | 3.22% | 14.87% | 15.71% | 14.07% | 10.07% | August 29, 2011 |
|
||
| Benchmark Returns: BSE 200 | -- | -- | 15.84% | 0.82% | 15.11% | 13.70% | 12.01% | 8.02% | -- | |||
| Bluechip Fund | Equity | 20.8626 | 17.27% | 1.70% | 14.87% | 13.32% | 14.07% | 7.83% | August 29, 2011 |
|
||
| Benchmark Returns: NIFTY 50 | -- | -- | 13.08% | -1.41% | 12.01% | 11.75% | 10.48% | 7.50% | -- | |||
| Multi Cap Balanced Fund | Equity | 20.8626 | 17.27% | 5.98% | 14.87% | 14.04% | 14.07% | 9.70% | August 29, 2011 |
|
||
| Benchmark Returns: 55% NIFTY 500 & 45% CRISIL Composite Bond Fund Index |
-- | -- | 15.38% | 5.72% | 14.59% | 12.45% | 11.59% | 8.72% | -- | |||
| Income Fund | Equity | 20.8626 | 17.27% | 9.34% | 14.87% | 9.37% | 14.07% | 8.73% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Composite Bond Fund Index |
-- | -- | 13.65% | 10.45% | 12.08% | 9.28% | 9.77% | 8.59% | -- | |||
| Money Market Fund | Equity | 20.8626 | 17.27% | 7.75% | 14.87% | 8.36% | 14.07% | 8.24% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | 7.46% | 7.75% | 8.24% | 8.43% | 8.44% | 7.86% | -- | |||
| Total Allocation (should be exactly 100%) | Total Allocation (should be exactly 100%) |
0%
|
||||||||||
Returns (As on ). Past performance is not indicative of future performance
Since you have selected (Fund Name) Fund, you have activated the Automatic Transfer Strategy. With this strategy your premium will be automatically transferred between the funds of your choice on the date selected by you.
From
To
On
Amount
Please accept all terms and conditions.
Your request for Automatic Transfer Strategy will be processed only if there are sufficient funds in the Source Fund selected by you.To discontinue the Automatic Transfer Strategy, you will have to contact us through phone or email or visit our branch
SFIN: Multi Cap Growth Fund(ULIF 085 24/11/09 LMCapGro 105), Bluechip Fund (ULIF 087 24/11/09 LBluChip 105), Opportunities Fund(ULIF 086 24/11/09 LOpport 105), Multi Cap Balanced Fund(ULIF 088 24/11/09 LMCapBal 105), Income Fund(ULIF 089 24/11/09 LIncome 105), Money Market Fund(ULIF 090 24/11/09 LMoneyMkt 105) Maximiser V Fund(ULIF 114 15/03/11 LMaximis5 105)
Goal: Exclusive plan with multiple options for potential to create wealth and life cover
- Unlimited tax free fund switches
- 7 funds to invest
- Life cover
- Loyalty Additions^
- Wealth Boosters+
0.72%
Payment Term: 10
Policy Term: 10 years
Policy Term: 10 years
8.24% - 14.95%
Low Risk Fund**High Risk Fund
Click to see details below
**Returns displayed are not indicative of lowest returns.
2 lakh
@ 4% p.a.
3 lakh
@ 8% p.a.
Goal: Exclusive plan with multiple options for potential to create wealth and life cover
Details (+)
Product Details
- Lower effective FMC
- Top Up
- Partial Withdrawal
- Choice of policy strategy
- Premium Redirection
Downloads
Select the funds you wish to invest in:
Fund selection based on my age
Funds selection as per my choice
| Fund allocation | ||
|---|---|---|
| Age (yrs) | Multi-cap growth fund | Income fund |
| 0-25 | 85% | 15% |
| 26-35 | 75% | 25% |
| 36-45 | 65% | 35% |
| 46-55 | 55% | 45% |
| 56-65 | 45% | 55% |
Here, we will invest your money based on your age.
Your investment will be rearranged between two funds as you move from one age band to another. This ensures that the risk attached to your investment is adjusted as you progress in life. First, your money gets invested in equity and will then move to debt.
proceed to buy
Funds selection as per my choice
Here, you can choose which fund you want to invest in and keep changing the allocation as you wish. Choose this only if you have knowledge and time to decide which fund is best for you.
| Fund & Benchmark Details | Type of fund | Latest NAV (in Rs.) |
Returns (p.a.) | Returns (p.a.) | Inception Date | Fund allocation (%) |
||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 2 Year | 3 Year | 4 Year | 5 Year | Since Inception | |||||||
| Maximiser V | Equity | 20.8626 | 17.27% | 0.61% | 14.87% | 15.08% | 14.07% | 13.88% | August 29, 2011 |
|
||
| Benchmark Returns: S & P BSE 100 | -- | -- | 15.29% | -0.40% | 13.30% | 12.58% | 11.15% | 11.10% | -- | |||
| Multi Cap Growth Fund | Equity | 20.8626 | 17.27% | 5.20% | 14.87% | 17.35% | 14.07% | 13.88% | August 29, 2011 |
|
||
| Benchmark Returns: NIFTY 500 | -- | -- | 16.26% | 1.47% | 16.14% | 14.54% | 12.55% | 8.23% | -- | |||
| Opportunities Fund | Equity | 20.8626 | 17.27% | 3.22% | 14.87% | 15.71% | 14.07% | 10.07% | August 29, 2011 |
|
||
| Benchmark Returns: BSE 200 | -- | -- | 15.84% | 0.82% | 15.11% | 13.70% | 12.01% | 8.02% | -- | |||
| Bluechip Fund | Equity | 20.8626 | 17.27% | 1.70% | 14.87% | 13.32% | 14.07% | 7.83% | August 29, 2011 |
|
||
| Benchmark Returns: NIFTY 50 | -- | -- | 13.08% | -1.41% | 12.01% | 11.75% | 10.48% | 7.50% | -- | |||
| Multi Cap Balanced Fund | Equity | 20.8626 | 17.27% | 5.98% | 14.87% | 14.04% | 14.07% | 9.70% | August 29, 2011 |
|
||
| Benchmark Returns: 55% NIFTY 500 & 45% CRISIL Composite Bond Fund Index |
-- | -- | 15.38% | 5.72% | 14.59% | 12.45% | 11.59% | 8.72% | -- | |||
| Income Fund | Equity | 20.8626 | 17.27% | 9.34% | 14.87% | 9.37% | 14.07% | 8.73% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Composite Bond Fund Index |
-- | -- | 13.65% | 10.45% | 12.08% | 9.28% | 9.77% | 8.59% | -- | |||
| Money Market Fund | Equity | 20.8626 | 17.27% | 7.75% | 14.87% | 8.36% | 14.07% | 8.24% | August 29, 2011 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | 7.46% | 7.75% | 8.24% | 8.43% | 8.44% | 7.86% | -- | |||
| Total Allocation (should be exactly 100%) | Total Allocation (should be exactly 100%) |
0%
|
||||||||||
Returns (As on ). Past performance is not indicative of future performance
Since you have selected (Fund Name) Fund, you have activated the Automatic Transfer Strategy. With this strategy your premium will be automatically transferred between the funds of your choice on the date selected by you.
From
To
On
Amount
Please accept all terms and conditions.
Your request for Automatic Transfer Strategy will be processed only if there are sufficient funds in the Source Fund selected by you.To discontinue the Automatic Transfer Strategy, you will have to contact us through phone or email or visit our branch
SFIN: Multi Cap Growth Fund(ULIF 085 24/11/09 LMCapGro 105), Bluechip Fund (ULIF 087 24/11/09 LBluChip 105), Opportunities Fund(ULIF 086 24/11/09 LOpport 105), Multi Cap Balanced Fund(ULIF 088 24/11/09 LMCapBal 105), Income Fund(ULIF 089 24/11/09 LIncome 105), Money Market Fund(ULIF 090 24/11/09 LMoneyMkt 105) Maximiser V Fund(ULIF 114 15/03/11 LMaximis5 105)
Goal: One-time investment to achieve your future goals and financial protection
- 100% amount invested in funds
- Wide range of 7 Funds
- Life cover
- Tax benefit #
0.84
%
Payment Term: 10
Policy Term: 10 years
Policy Term: 10 years
10.39% - 11.99%
Low Risk Fund**High Risk Fund
Click to see details below
**Returns displayed are not indicative of lowest returns.
9.8 lakh
@ 4% p.a.
30 lakh
@ 8% p.a.
Available with one-time payment of 
50,000/- and above.
50,000/- and above.
Goal: One-time investment to achieve your future goals and financial protection
Details (+)
Product Details
- Regular income for life
- Tax Benefits
- Capital Protection^^
- Pension Boosters
- Fund Switch
- Top Up
Downloads
Select the funds you wish to invest in:
Here, you can choose which fund you want to invest in and keep changing the allocation as you wish. Choose this only if you have knowledge and time to decide which fund is best for you.
| Fund & Benchmark Details | Type of fund | Latest NAV (in Rs.) |
Returns (p.a.) | Returns (p.a.) | Inception Date | Fund allocation (%) |
||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Year | 2 Year | 3 Year | 4 Year | 5 Year | Since Inception | |||||||
| Maximiser V | Equity | 23.5419 | -0.86% | 10.01% | 7.69% | 4.81% | 11.52% | 12.38% | August 29, 2011 |
|
||
| Benchmark Returns: S & P BSE 100 | -- | -- | 3.86% | 14.51% | 11.21% | 6.48% | 12.46% | 11.68% | -- | |||
| Multi Cap Growth Fund | Equity | 24.7896 | -6.62% | 9.27% | 8.80% | 7.33% | 14.88% | 10.45% | November 24, 2009 |
|
||
| Benchmark Returns: NIFTY 500 | -- | -- | -0.50% | 13.43% | 10.85% | 7.11% | 13.80% | 9.02% | -- | |||
| Value Enhancer Fund |
Equity | 9.4876 | NA | NA | NA | NA | NA | -7.83% | July 11, 2018 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | NA | NA | NA | NA | NA | -1.68% | -- | |||
| Multi Cap Balanced Fund | Balanced | 22.3421 | -1.71% | 7.31% | 7.92% | 7.02% | 11.71% | 9.17% | November 24, 2009 |
|
||
| Benchmark Returns: 55% NIFTY 500 & 45% CRISIL Composite Bond Fund Index |
-- | -- | 1.60% | 9.18% | 9.52% | 7.70% | 11.86% | 8.72% | -- | |||
| Income Fund | Debt | 20.9560 | 4.64% | 3.86% | 7.55% | 7.81% | 8.82% | 8.35% | November 24, 2009 |
|
||
| Benchmark Returns: CRISIL Composite Bond Fund Index |
-- | -- | 3.77% | 3.81% | 7.41% | 7.88% | 8.99% | 7.69% | -- | |||
| Money Market Fund | Debt | 19.7557 | 6.41% | 6.41% | 6.80% | 7.16% | 7.52% | 7.80% | November 24, 2009 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | 7.45% | 7.04% | 7.23% | 7.50% | 7.85% | 7.71% | -- | |||
| Secure Opportunities Fund |
Debt | 10.3649 | NA | NA | NA | NA | NA | 2.73% | July 11, 2018 |
|
||
| Benchmark Returns: CRISIL Liquid Fund Index | -- | -- | NA | NA | NA | NA | NA | 2.18% | -- | |||
| Total Allocation (should be exactly 100%) | Total Allocation (should be exactly 100%) |
0%
|
||||||||||
Returns (As on ). Past performance is not indicative of future performance
Since you have selected (Fund Name) Fund, you have activated the Automatic Transfer Strategy. With this strategy your premium will be automatically transferred between the funds of your choice on the date selected by you.
From
To
On
Amount
Please accept all terms and conditions.
Your request for Automatic Transfer Strategy will be processed only if there are sufficient funds in the Source Fund selected by you.To discontinue the Automatic Transfer Strategy, you will have to contact us through phone or email or visit our branch
SFIN: Multi Cap Growth Fund(ULIF 085 24/11/09 LMCapGro 105), Bluechip Fund (ULIF 087 24/11/09 LBluChip 105), Opportunities Fund(ULIF 086 24/11/09 LOpport 105), Multi Cap Balanced Fund(ULIF 088 24/11/09 LMCapBal 105), Income Fund(ULIF 089 24/11/09 LIncome 105), Money Market Fund(ULIF 090 24/11/09 LMoneyMkt 105) Maximiser V Fund(ULIF 114 15/03/11 LMaximis5 105)
Minimum Premium at Rs. 2,500 per month: The mentioned minimum premium is applicable under the premium payment mode of Limited Pay and Regular Pay. The minimum premium amount under the single pay is Rs 50,000.
1The Policyholder can have funds in only one of the Portfolio Strategies.
++The given illustration shows different rates of assumed future investment returns. The returns shown are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy depends on a number of factors including future investment performance. Estimated returns are in the form of assumed rate of returns.
^Loyalty Additions are applicable from the 6th policy year onwards. This is in the form of extra units at the end of every policy year. Each Loyalty Addition will be equal to 0.25% of the average of the Fund Values. You get an additional Loyalty Addition of 0.25% every year from the end of year 6 if all premiums for that year have been paid.
+Wealth Boosters will be allocated as extra units at the end of every 5th policy year starting from the end of the 10th policy year. Each Wealth Booster will be 3.25% for Regular Pay policies and 1.5% for Single Pay policies of the average of the Fund Values
~Company pays all due premium in your absence provided all due premium have been paid.
^^On vesting (maturity), you will be entitled to the Assured Benefit or Fund Value, whichever is higher. The Assured Benefit amount shown assumes all due premiums as per the premium payment term are paid. On maturity, you will receive higher of Assured Benefit or fund value. Assured Benefit will be 101% of total premium paid which is applicable only on maturity of the policy and does not apply on death or surrender.
#Tax benefit of Rs 46,350 is calculated at highest tax slab rate of 30.90% (including cess) on insurance premium of Rs 1,50,000 u/s 80C of Income Tax Act, 1961. Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Applicable taxes will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time. Please consult your tax advisor for details, before acting on above.
Elite Life Super
2The Company will allocate extra units as below provided all due premiums have been paid:
2The Company will allocate extra units as below provided all due premiums have been paid:
| Premium Payment Term | Loyalty Additions | Wealth Boosters | ||
|---|---|---|---|---|
| (End Of Year 6 And 7) | (End Of Year 8 And Onwards) | (End Of Every 5th Year, Starting From The End Of 10th Policy Year) | ||
| 5 years – 6 years | 0.10% | 0.10% | 1% | |
| 7 years – 9 years | 0.25% | 0.40% | 1% | |
| 10 years and above | 0.25% | 0.40% | 2% | |
| Single Pay | 0.40% | 0.40% | 1% | |
| Policy Year | Age of Life Assured less than 45 years, at policy inception | Age of Life Assured greater than or equal to 45 years, at policy inception | ||
|---|---|---|---|---|
| Life Growth Fund | Life Secure Fund | Life Growth Fund | Life Secure Fund | |
| 1-6 | 60% | 40% | 45% | 55% |
| 7 | 60%, reducing systematically each policy quarter in equal proportion | 40%, increasing systematically each policy quarter in equal proportion | 45%, reducing systematically each policy quarter in equal proportion | 55%, increasing systematically each policy quarter in equal proportion |
| 8 | 30% | 70% | 22.5% | 77.5% |
| 9-10 | 20% | 80% | 15% | 85% |
| 11-12 | 10% | 90% | 10% | 90% |
For single pay policies with a policy term of 5 years, a loyalty addition of 0.25% of the average of daily Fund Values, including Top-up Fund Value, if any, in that same policy year, will be payable at the end of the fifth policy year.
Each Loyalty Addition will be a percentage of the average of daily Fund Values including Top-up Fund Value, if any, in that same policy year as mentioned in the table above.
Wealth Boosters will be a percentage of the average Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters.
Loyalty Additions and Wealth Boosters will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation.
The allocation of Loyalty Additions and Wealth Boosters is guaranteed and shall not be revoked by the Company under any circumstances.
If the premium payment is discontinued anytime after 5 years, the number of years for which premiums have been paid will be considered as the premium paying term for the purpose of deciding the Loyalty Additions & Wealth Boosters to be paid for the rest of the policy term as per the table above.
Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values & the customer shall be responsible for his/her decision. The names of the Company, Product names or fund options do not indicate their quality or future guidance on returns. Funds do not offer guaranteed or assured returns.
The given illustration shows different rates of assumed future investment returns. The returns shown are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy depends on a number of factors including future investment performance.
| Fund names | SFIN |
| Maximiser V | ULIF 114 15/03/11 LMaximis5 105 |
| Multi cap Growth | ULIF 085 24/11/09 LMCapGro 105 |
| Opportunities | ULIF 086 24/11/09 LOpport 105 |
| Bluechip | ULIF 087 24/11/09 LBluChip 105 |
| Multi cap Balanced | ULIF 088 24/11/09 LMCapBal 105 |
| Income | ULIF 089 24/11/09 LIncome 105 |
| Money Market | ULIF 090 24/11/09 LMoneyMkt 105 |
| Maximise India | ULIF 136 11/20/14 MIF 105 |
| Easy Retirement Balanced Fund | ULIF 132 02/11/12 ERBF 105 |
| Easy Retirement Secure Fund | ULIF 133 02/11/12 ERSF 105 |
| Life Growth Fund | ULIF 134 19/09/13 LGF 105 |
| Life Secure Fund | ULIF 135 19/09/13 LSF 105 |
| Active Asset Allocation Balanced Fund | ULIF 138 15/02/17 AAABF 105 |
| Value Enhancer Fund | ULIF 139 24/11/17 VEEF 105 |
| Secure Opportunities Fund | ULIF 140 24/11/17 SOBF 105 |
ICICI Prudential Life Insurance Company. IRDAI Regn No. 105. CIN: L66010MH2000PLC127837.
© 2016, ICICI Prudential Life Insurance Co. Ltd. Registered Address:- ICICI Pru Life Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. For more details on the risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. UIN of the ICICI Pru Easy Retirement - 105L133V02 and ICICI Pru Easy Retirement Single Premium - 105L138V02 and UIN of ICICI Pru Guaranteed Wealth Protector - 105L143V02 and UIN of ICICI Pru Smart Life - 105L145V02 and UIN of ICICI Pru Elite Life II - 105L141V02 and UIN of ICICI Pru Life Time Classic - 105L155V02 and UIN of ICICI Pru Elite Wealth Super - 105L15702 and UIN of ICICI Pru Elite Life Super - 105L156V02. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license. Advt No. W/II/3148/2018-19 .
BEWARE OF SPURIOUS / FRAUD PHONE CALLS!
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
